Financing a convenience stores acquisition in Ohio

State:

California (78)Colorado (1)Delaware (1)District of Columbia (1)Florida (1)Georgia (3)Illinois (2)Indiana (1)Kentucky (1)Maine (3)Maryland (1)Michigan (6)

The SBA 7(a) lenders funding the most convenience stores acquisitions in Ohio, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance convenience stores in Ohio

$145K

Typical loan

range $110K–$145K

$161K

Est. purchase price

≈ loan ÷ 90%

$20,751

Cash to close

$16,111 down + fees

$2,144/mo

Typical payment

~12.75% · 10yr

$29,587/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

3 days

Typical time to fund

Lenders competing

more = leverage

4.25%

Avg rate on record

cap ~10.00%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in convenience stores · Ohio

Ranked by funded convenience stores acquisitions in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.31 loans · $13M · Louisville, KYFull record →
2.284 loans · $254M · Cincinnati, OHFull record →

2+ funded Convenience Stores in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Jaliyan LLC in Marysville, OH — $145K (2022) · purchase · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.24% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$73K (50%)
Approval → funding
0 days
Approved
12/21/2021
First disbursed
12/21/2021
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$161K
Est. down payment (10%)
$16K
Est. cash at closing
$21K
Monthly payment
$1,485
Annual debt service
$18K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Clough Creek Drive-Thru LLC in Cincinnati, OH — $110K (2021) · purchase · Stock Yards Bank & Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$83K (75%)
Approval → funding
3 days
Approved
2/25/2021
First disbursed
2/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$123K
Est. down payment (10%)
$12K
Est. cash at closing
$16K
Monthly payment
$1,130
Annual debt service
$14K
Cash flow needed (1.25×)
$17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal

Financing a convenience stores deal in Ohio? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a Ohio project address.

Agent summary

How to finance a convenience stores acquisition in Ohio with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Ohio deals. Stock Yards Bank & Trust Company funds the most here. CapBench is not a lender.

$578K typical loan
2 lenders active in Ohio
2+ funded Ohio deals
3 days typical to fund

Buyers buying a convenience stores in Ohio typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All convenience stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/convenience-stores/ohio
API:: https://www.capbench.com/api/public/lenders?industry=convenience-stores&state=OH
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.