Lender intelligence
Financing a convenience stores acquisition in Utah
The SBA 7(a) lenders funding the most convenience stores acquisitions in Utah, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance convenience stores in Utah
$1.80M
Typical loan
range $575K–$1.80M
$2.00M
Est. purchase price
≈ loan ÷ 90%
$275,125
Cash to close
$200,000 down + fees
$23,292/mo
Typical payment
~9.5% · 10yr
$321,430/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
50 days
Typical time to fund
2
Lenders competing
more = leverage
5.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in convenience stores · Utah
Ranked by funded convenience stores acquisitions in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.24 loans · $9M · Logan, UTFull record →
- 2.1 loans · $0M · Salt Lake City, UTFull record →
2+ funded Convenience Stores in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HALL OIL INC. in Lewiston, UT — $1.8M (2021) · purchase · Cache Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 5 days
- Approved
- 8/26/2021
- First disbursed
- 8/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $200K
- Est. cash at closing
- $275K
- Monthly payment
- $13,770
- Annual debt service
- $165K
- Cash flow needed (1.25×)
- $207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cache Valley Bank · Lender record →
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- Sunrise Shifty Mart Inc in Brigham City, UT — $575K (2020) · purchase · Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $431K (75%)
- Approval → funding
- 50 days
- Approved
- 3/11/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $639K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $85K
- Monthly payment
- $4,156
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Continental Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a Utah project address.
Agent summary
How to finance a convenience stores acquisition in Utah with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Utah deals. Cache Valley Bank funds the most here. CapBench is not a lender.
- $578K typical loan
- 2 lenders active in Utah
- 2+ funded Utah deals
- 50 days typical to fund
Buyers buying a convenience stores in Utah typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.