Lender intelligence
Financing a convenience stores acquisition in Virginia
The SBA 7(a) lenders funding the most convenience stores acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance convenience stores in Virginia
$375K
Typical loan
range $192K–$375K
$417K
Est. purchase price
≈ loan ÷ 90%
$55,730
Cash to close
$41,667 down + fees
$4,852/mo
Typical payment
~9.5% · 10yr
$66,958/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
1
Lenders competing
more = leverage
6.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in convenience stores · Virginia
Ranked by funded convenience stores acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.139 loans · $102M · Los Angeles, CAFull record →
2+ funded Convenience Stores in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Customer 1St Inc. in Charlottesville, VA — $375K (2021) · purchase · Hanmi Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (90%)
- Approval → funding
- 15 days
- Approved
- 9/15/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $417K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $4,023
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
- Ok food services inc in Hopewell, VA — $192K (2020) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $144K (75%)
- Approval → funding
- 16 days
- Approved
- 10/15/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $213K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $29K
- Monthly payment
- $2,254
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a Virginia project address.
Agent summary
How to finance a convenience stores acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. Hanmi Bank funds the most here. CapBench is not a lender.
- $578K typical loan
- 1 lenders active in Virginia
- 2+ funded Virginia deals
- 16 days typical to fund
Buyers buying a convenience stores in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.