Financing a convenience stores acquisition in Washington

State:

The SBA 7(a) lenders funding the most convenience stores acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance convenience stores in Washington

$638K

Typical loan

range $414K–$990K

$709K

Est. purchase price

≈ loan ÷ 90%

$94,814

Cash to close

$70,889 down + fees

$8,256/mo

Typical payment

~9.5% · 10yr

$113,933/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

5.72%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in convenience stores · Washington

Ranked by funded convenience stores acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.139 loans · $102M · Los Angeles, CAFull record →
2.46 loans · $25M · Richland, WAFull record →
3.16 loans · $7M · Lakewood, WAFull record →

19+ funded Convenience Stores in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Rai Brothers NW LLC in Spokane, WA — $549K (2024) · purchase · Gesa CU
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$412K (75%)
Approval → funding
42 days
Approved
7/31/2024
First disbursed
9/11/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$610K
Est. down payment (10%)
$61K
Est. cash at closing
$82K
Monthly payment
$7,562
Annual debt service
$91K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
JJJ Seo Corporation in Yelm, WA — $1.6M (2022) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
14 days
Approved
5/10/2022
First disbursed
5/24/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$175K
Est. cash at closing
$241K
Monthly payment
$8,760
Annual debt service
$105K
Cash flow needed (1.25×)
$131K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
JJ Sullivan LLC in Vancouver, WA — $1.1M (2022) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$827K (75%)
Approval → funding
5 days
Approved
4/1/2022
First disbursed
4/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$123K
Est. cash at closing
$168K
Monthly payment
$6,288
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
JCEJ Investment Inc in Gig Harbor, WA — $665K (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$599K (90%)
Approval → funding
8 days
Approved
9/20/2021
First disbursed
9/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$739K
Est. down payment (10%)
$74K
Est. cash at closing
$99K
Monthly payment
$7,217
Annual debt service
$87K
Cash flow needed (1.25×)
$108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
SJ Pinetree Corp in Aberdeen, WA — $588K (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$441K (75%)
Approval → funding
22 days
Approved
10/9/2020
First disbursed
10/31/2020
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$653K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$3,352
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Cross Road Market in Wapato, WA — $583K (2021) · purchase · GBC International Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$524K (90%)
Approval → funding
0 days
Approved
1/22/2021
First disbursed
1/22/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$647K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$3,405
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBC International Bank · Lender record →
Your business? Claim this record · Request removal
JO CRESTMONT, INC. in Olympia, WA — $490K (2021) · purchase · Mountain Pacific Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$441K (90%)
Approval → funding
8 days
Approved
6/28/2021
First disbursed
7/6/2021
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$544K
Est. down payment (10%)
$54K
Est. cash at closing
$73K
Monthly payment
$5,318
Annual debt service
$64K
Cash flow needed (1.25×)
$80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
Your business? Claim this record · Request removal
Paik's One Inc in Olympia, WA — $414K (2021) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$311K (75%)
Approved
12/17/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$460K
Est. down payment (10%)
$46K
Est. cash at closing
$62K
Monthly payment
$4,493
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Bhullar Market LLC in Vancouver, WA — $290K (2021) · purchase · Mountain Pacific Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$218K (75%)
Approval → funding
56 days
Approved
10/5/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,183
Annual debt service
$38K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
Your business? Claim this record · Request removal
NKJ & JAJ LLC in Anacortes, WA — $106K (2021) · purchase · Harborstone CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$96K (90%)
Approval → funding
11 days
Approved
8/9/2021
First disbursed
8/20/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$118K
Est. down payment (10%)
$12K
Est. cash at closing
$15K
Monthly payment
$1,179
Annual debt service
$14K
Cash flow needed (1.25×)
$18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
Your business? Claim this record · Request removal
CRE.D Inc in Tulalip, WA — $1.5M (2020) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
65 days
Approved
12/26/2019
First disbursed
2/29/2020
Loan status
Paid in full (2/29/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$165K
Est. cash at closing
$227K
Monthly payment
$9,594
Annual debt service
$115K
Cash flow needed (1.25×)
$144K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Moxee Market LLC in Moxee, WA — $1.2M (2020) · purchase · Mountain Pacific Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$893K (75%)
Approval → funding
28 days
Approved
7/3/2020
First disbursed
7/31/2020
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$132K
Est. cash at closing
$181K
Monthly payment
$7,135
Annual debt service
$86K
Cash flow needed (1.25×)
$107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
Your business? Claim this record · Request removal
SSI & Mha Corporation in Kenmore, WA — $990K (2020) · purchase · Open Bank
Program
7a General
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$743K (75%)
Approval → funding
26 days
Approved
4/3/2020
First disbursed
4/29/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$6,379
Annual debt service
$77K
Cash flow needed (1.25×)
$96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Good Life In LLC in Lacey, WA — $870K (2020) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$653K (75%)
Approval → funding
46 days
Approved
9/15/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$967K
Est. down payment (10%)
$97K
Est. cash at closing
$133K
Monthly payment
$4,960
Annual debt service
$60K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
High Arise LLC in Seattle, WA — $792K (2020) · purchase · GBC International Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$594K (75%)
Approval → funding
62 days
Approved
10/30/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$880K
Est. down payment (10%)
$88K
Est. cash at closing
$121K
Monthly payment
$9,196
Annual debt service
$110K
Cash flow needed (1.25×)
$138K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBC International Bank · Lender record →
Your business? Claim this record · Request removal
MLA1 LLC in Algona, WA — $710K (2020) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$533K (75%)
Approval → funding
33 days
Approved
8/28/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$789K
Est. down payment (10%)
$79K
Est. cash at closing
$108K
Monthly payment
$4,048
Annual debt service
$49K
Cash flow needed (1.25×)
$61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
K and A Business LLC in Vancouver, WA — $638K (2020) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$479K (75%)
Approval → funding
23 days
Approved
7/8/2020
First disbursed
7/31/2020
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$709K
Est. down payment (10%)
$71K
Est. cash at closing
$95K
Monthly payment
$3,456
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
CSJ Inc. in Everett, WA — $307K (2020) · purchase · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$230K (75%)
Approval → funding
33 days
Approved
10/28/2019
First disbursed
11/30/2019
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$341K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,525
Annual debt service
$42K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Hamlin Market & Deli in Seattle, WA — $220K (2020) · purchase · GBC International Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$165K (75%)
Approval → funding
19 days
Approved
9/3/2020
First disbursed
9/22/2020
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$244K
Est. down payment (10%)
$24K
Est. cash at closing
$33K
Monthly payment
$2,415
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBC International Bank · Lender record →
Your business? Claim this record · Request removal

Financing a convenience stores deal in Washington? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a Washington project address.

Agent summary

How to finance a convenience stores acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. Hanmi Bank funds the most here. CapBench is not a lender.

$578K typical loan
8 lenders active in Washington
19+ funded Washington deals
26 days typical to fund

Buyers buying a convenience stores in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All convenience stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/convenience-stores/washington
API:: https://www.capbench.com/api/public/lenders?industry=convenience-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.