Business Services · lender intelligence

Financing a direct mail advertising acquisition

State:

The SBA 7(a) lenders funding the most direct mail advertising acquisitions, ranked from public loan records — typical deal about $847K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance direct mail advertising

$500K

Typical loan

range $150K–$946K

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

9.09%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in direct mail advertising

Ranked by funded direct mail advertising acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.104 loans · $100M · Portsmouth, VAFull record →
3.33 loans · $15M · Minneapolis, MNFull record →
4.12 loans · $14M · Mobile, ALFull record →
5.30 loans · $24M · Kansas City, MOFull record →
6.284 loans · $254M · Cincinnati, OHFull record →

14+ funded direct mail advertising deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Striker Marketing LLC in Dahlonega, GA — $1.7M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
192 mo (16 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
20 days
Approved
7/24/2025
First disbursed
8/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$188K
Est. cash at closing
$258K
Monthly payment
$16,638
Annual debt service
$200K
Cash flow needed (1.25×)
$250K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Ultimate Direct Marketing Inc in Santa Monica, CA — $380K (2025) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
119 months
SBA guaranteed
$285K (75%)
Approval → funding
7 days
Approved
10/24/2024
First disbursed
10/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$422K
Est. down payment (10%)
$42K
Est. cash at closing
$57K
Monthly payment
$4,539
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Striker Marketing LLC in Dahlonega, GA — $150K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
20 days
Approved
7/24/2025
First disbursed
8/13/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,941
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Ultimate Direct Marketing Inc in Santa Monica, CA — $50K (2025) · purchase · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
119 months
SBA guaranteed
$25K (50%)
Approval → funding
7 days
Approved
10/24/2024
First disbursed
10/31/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$692
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
MAIL PROCESSING CAPITAL LLC in Lakeland, FL — $4.1M (2024) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
17 days
Approved
3/15/2024
First disbursed
4/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$4.6M
Est. down payment (10%)
$459K
Est. cash at closing
$635K
Monthly payment
$50,147
Annual debt service
$602K
Cash flow needed (1.25×)
$752K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
NC Marketing Group LLC in Raleigh, NC — $946K (2024) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$710K (75%)
Approval → funding
77 days
Approved
9/5/2024
First disbursed
11/21/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$105K
Est. cash at closing
$144K
Monthly payment
$12,765
Annual debt service
$153K
Cash flow needed (1.25×)
$191K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
TEG, LLC in Cedar Rapids, IA — $525K (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$394K (75%)
Approval → funding
18 days
Approved
6/14/2024
First disbursed
7/2/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$583K
Est. down payment (10%)
$58K
Est. cash at closing
$78K
Monthly payment
$7,084
Annual debt service
$85K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Burdiss Lettershop Services Co. in Lenexa, KS — $500K (2024) · purchase · UMB Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
13 days
Approved
3/2/2024
First disbursed
3/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
38
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,334
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
TEG, LLC in Cedar Rapids, IA — $150K (2024) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
6/14/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,024
Annual debt service
$24K
Cash flow needed (1.25×)
$30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
TMR Direct in Colorado Springs, CO — $527K (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$395K (75%)
Approval → funding
31 days
Approved
3/10/2023
First disbursed
4/10/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$586K
Est. down payment (10%)
$59K
Est. cash at closing
$78K
Monthly payment
$7,111
Annual debt service
$85K
Cash flow needed (1.25×)
$107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
Peak Postal Services, LLC in Missoula, MT — $250K (2023) · purchase · Clearwater FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
8 days
Approved
9/14/2023
First disbursed
9/22/2023
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$5,129
Annual debt service
$62K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Clearwater FCU
Your business? Claim this record · Request removal
Peak Postal Services, LLC in Missoula, MT — $100K (2023) · purchase · Clearwater FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
60 mo (5 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
8 days
Approved
9/14/2023
First disbursed
9/22/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$2,149
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Clearwater FCU
Your business? Claim this record · Request removal
RSVP SEATTLE TACOMA in Tacoma, WA — $1.3M (2022) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$978K (75%)
Approval → funding
18 days
Approved
5/23/2022
First disbursed
6/10/2022
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$145K
Est. cash at closing
$199K
Monthly payment
$14,645
Annual debt service
$176K
Cash flow needed (1.25×)
$220K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
RSVP Sarasota in Sarasota, FL — $310K (2021) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$279K (90%)
Approval → funding
21 days
Approved
9/16/2021
First disbursed
10/7/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$344K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,442
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to direct mail advertising businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a direct mail advertising acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$847K typical loan
8 lenders fund the industry
18 days typical to fund

Buyers researching a direct mail advertising deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/direct-mail-advertising
API:: https://www.capbench.com/api/public/lenders?industry=direct-mail-advertising
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.