Lender intelligence

Financing a florists acquisition in Wisconsin

State:

The SBA 7(a) lenders funding the most florists acquisitions in Wisconsin, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance florists in Wisconsin

$250K

Typical loan

range $200K–$1.85M

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

8 days

Typical time to fund

Lenders competing

more = leverage

5.79%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in florists · Wisconsin

Ranked by funded florists acquisitions in Wisconsin. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.128 loans · $40M · Wilmington, DEFull record →
3.11 loans · $6M · Oostburg, WIFull record →
4.4 loans · $1M · Avilla, INFull record →
5.46 loans · $27M · Sartell, MNFull record →
6.242 loans · $281M · Chicago, ILFull record →

8+ funded Florists in Wisconsin deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

VISUAL STORYTELLERS LLC in Wauwatosa, WI — $400K (2023) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
6 days
Approved
5/12/2023
First disbursed
5/18/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$4,769
Annual debt service
$57K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
POWERS FLOWERS GIFTS & CRAFTS LLC in River Falls, WI — $223K (2022) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$167K (75%)
Approval → funding
3 days
Approved
4/29/2022
First disbursed
5/2/2022
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$248K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,474
Annual debt service
$30K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
K&D Stores, Inc in Kenosha, WI — $200K (2022) · purchase · Community State Bank
Program
7a General
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
17 days
Approved
12/17/2021
First disbursed
1/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,146
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community State Bank · Lender record →
Your business? Claim this record · Request removal
Bloomin on Broadway LLC in Sheboygan Falls, WI — $82K (2022) · purchase · Oostburg State Bank
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$69K (85%)
Approval → funding
12 days
Approved
2/23/2022
First disbursed
3/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$91K
Est. down payment (10%)
$9K
Est. cash at closing
$12K
Monthly payment
$886
Annual debt service
$11K
Cash flow needed (1.25×)
$13K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oostburg State Bank · Lender record →
Your business? Claim this record · Request removal
Jason Novak in Ladysmith, WI — $63K (2022) · purchase · Ladysmith Federal Savings & Loan Association
Program
7a General
Rate at approval
5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$54K (85%)
Approval → funding
48 days
Approved
11/18/2021
First disbursed
1/5/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
2
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$70K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$668
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ladysmith Federal Savings & Loan Association
Your business? Claim this record · Request removal
WAUKESHA FLORAL WITH GREENHOUSE INC. in Waukesha, WI — $1.9M (2021) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (90%)
Approval → funding
2 days
Approved
9/28/2021
First disbursed
9/30/2021
Loan status
Paid in full (4/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$206K
Est. cash at closing
$283K
Monthly payment
$11,638
Annual debt service
$140K
Cash flow needed (1.25×)
$175K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Petre Enterprises, Inc. in Monona, WI — $3.5M (2020) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.7M (75%)
Approval → funding
8 days
Approved
9/14/2020
First disbursed
9/22/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$3.9M
Est. down payment (10%)
$394K
Est. cash at closing
$545K
Monthly payment
$22,873
Annual debt service
$274K
Cash flow needed (1.25×)
$343K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Petre Enterprises, Inc. in Monona, WI — $250K (2020) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
8 days
Approved
9/14/2020
First disbursed
9/22/2020
Loan status
Paid in full (9/30/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
36
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,682
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Financing a florists deal in Wisconsin? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Wisconsin project address.

Agent summary

How to finance a florists acquisition in Wisconsin with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Wisconsin deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$332K typical loan
7 lenders active in Wisconsin
8+ funded Wisconsin deals
8 days typical to fund

Buyers buying a florists in Wisconsin typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All florists lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/florists/wisconsin
API:: https://www.capbench.com/api/public/lenders?industry=florists
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.