Lender intelligence
Financing a hardware stores acquisition in Texas
The SBA 7(a) lenders funding the most hardware stores acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance hardware stores in Texas
$735K
Typical loan
range $646K–$1.06M
$817K
Est. purchase price
≈ loan ÷ 90%
$111,986
Cash to close
$81,667 down + fees
$9,511/mo
Typical payment
~9.5% · 10yr
$131,252/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
4
Lenders competing
more = leverage
5.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in hardware stores · Texas
Ranked by funded hardware stores acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public hardware stores loan history in Texas to rank lenders yet. See hardware stores lenders nationwide →
5+ funded Hardware Stores in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DeZaiffe Enterprises, Inc in Grand Prairie, TX — $2.0M (2021) · purchase · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $1.8M (90%)
- Approval → funding
- 13 days
- Approved
- 5/5/2021
- First disbursed
- 5/18/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $224K
- Est. cash at closing
- $308K
- Monthly payment
- $17,588
- Annual debt service
- $211K
- Cash flow needed (1.25×)
- $264K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
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- JAMN REAL ESTATE HOLDINGS LLC in Santa Fe, TX — $1.1M (2021) · purchase · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $950K (90%)
- Approval → funding
- 6 days
- Approved
- 2/22/2021
- First disbursed
- 2/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $117K
- Est. cash at closing
- $161K
- Monthly payment
- $6,173
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Outlaw Lumber & Hardware LLC in Blanco, TX — $646K (2021) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $485K (75%)
- Approved
- 12/2/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $718K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $96K
- Monthly payment
- $7,172
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- DeZaiffe Enterprises, Inc in Grand Prairie, TX — $50K (2021) · purchase · The American National Bank of Texas
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (75%)
- Approved
- 5/5/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $543
- Annual debt service
- $7K
- Cash flow needed (1.25×)
- $8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- HB ACE HARDWARE, LLC in Horseshoe Bay, TX — $735K (2020) · purchase · First Merchants Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $551K (75%)
- Approval → funding
- 28 days
- Approved
- 7/3/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $817K
- Est. down payment (10%)
- $82K
- Est. cash at closing
- $112K
- Monthly payment
- $8,160
- Annual debt service
- $98K
- Cash flow needed (1.25×)
- $122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
Financing a hardware stores deal in Texas? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Texas project address.
Agent summary
How to finance a hardware stores acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. CapBench is not a lender.
- $887K typical loan
- 4 lenders active in Texas
- 5+ funded Texas deals
- 13 days typical to fund
Buyers buying a hardware stores in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.