Lender intelligence
Financing a hardware stores acquisition in Utah
The SBA 7(a) lenders funding the most hardware stores acquisitions in Utah, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance hardware stores in Utah
$532K
Typical loan
range $385K–$532K
$591K
Est. purchase price
≈ loan ÷ 90%
$79,002
Cash to close
$59,067 down + fees
$6,879/mo
Typical payment
~9.5% · 10yr
$94,930/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
2
Lenders competing
more = leverage
5.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in hardware stores · Utah
Ranked by funded hardware stores acquisitions in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $0M · Storm Lake, IAFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
2+ funded Hardware Stores in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hutchs Home Furnishings by Hall, LLC in Lehi, UT — $532K (2021) · purchase · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $478K (90%)
- Approval → funding
- 3 days
- Approved
- 9/27/2021
- First disbursed
- 9/30/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $591K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $79K
- Monthly payment
- $5,902
- Annual debt service
- $71K
- Cash flow needed (1.25×)
- $89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
- Latimer Hardware in Heber City, UT — $385K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 16 days
- Approved
- 12/15/2020
- First disbursed
- 12/31/2020
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $428K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $57K
- Monthly payment
- $4,226
- Annual debt service
- $51K
- Cash flow needed (1.25×)
- $63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Financing a hardware stores deal in Utah? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Utah project address.
Agent summary
How to finance a hardware stores acquisition in Utah with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Utah deals. Central Bank funds the most here. CapBench is not a lender.
- $887K typical loan
- 2 lenders active in Utah
- 2+ funded Utah deals
- 16 days typical to fund
Buyers buying a hardware stores in Utah typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.