Financing a interior design services acquisition in Washington

State:

The SBA 7(a) lenders funding the most interior design services acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance interior design services in Washington

$1000K

Typical loan

range $456K–$1.20M

$1.11M

Est. purchase price

≈ loan ÷ 90%

$152,286

Cash to close

$111,056 down + fees

$12,933/mo

Typical payment

~9.5% · 10yr

$178,475/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

46 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in interior design services · Washington

Ranked by funded interior design services acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.46 loans · $25M · Richland, WAFull record →
2.1 loans · $1M · Pocahontas, ARFull record →

4+ funded Interior Design Services in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Home Staging Works, LLC in Spokane Valley, WA — $1.2M (2026) · purchase · Gesa CU
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$901K (75%)
Approval → funding
10 days
Approved
12/30/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$14,728
Annual debt service
$177K
Cash flow needed (1.25×)
$221K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
Home Staging Works, LLC in Spokane Valley, WA — $1000K (2025) · purchase · RiverBank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
4 days
Approved
1/10/2025
First disbursed
1/14/2025
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$13,347
Annual debt service
$160K
Cash flow needed (1.25×)
$200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by RiverBank · Lender record →
Your business? Claim this record · Request removal
Elevated Design, LLC in Shoreline, WA — $456K (2020) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$342K (75%)
Approval → funding
46 days
Approved
2/14/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$506K
Est. down payment (10%)
$51K
Est. cash at closing
$68K
Monthly payment
$5,230
Annual debt service
$63K
Cash flow needed (1.25×)
$78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Elevated Design, LLC in Shoreline, WA — $70K (2020) · purchase · Columbia Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$35K (50%)
Approval → funding
46 days
Approved
2/14/2020
First disbursed
3/31/2020
Loan status
Paid in full (10/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$78K
Est. down payment (10%)
$8K
Est. cash at closing
$10K
Monthly payment
$804
Annual debt service
$10K
Cash flow needed (1.25×)
$12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal

Financing a interior design services deal in Washington? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to interior design services businesses with a Washington project address.

Agent summary

How to finance a interior design services acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. Gesa CU funds the most here. CapBench is not a lender.

$356K typical loan
3 lenders active in Washington
4+ funded Washington deals
46 days typical to fund

Buyers buying a interior design services in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All interior design services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/interior-design-services/washington
API:: https://www.capbench.com/api/public/lenders?industry=interior-design-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.