Financing a janitorial services acquisition in Utah

State:

The SBA 7(a) lenders funding the most janitorial services acquisitions in Utah, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance janitorial services in Utah

$349K

Typical loan

range $266K–$538K

$388K

Est. purchase price

≈ loan ÷ 90%

$51,866

Cash to close

$38,778 down + fees

$4,807/mo

Typical payment

~11% · 10yr

$66,337/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

7.67%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in janitorial services · Utah

Ranked by funded janitorial services acquisitions in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2 loans · $0M · Storm Lake, IAFull record →
2.31 loans · $24M · Malvern, PAFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.9 loans · $10M · Warren, PAFull record →
5.24 loans · $9M · Logan, UTFull record →
6.56 loans · $36M · Provo, UTFull record →
7.14 loans · $2M · Cedar City, UTFull record →

9+ funded Janitorial Services in Utah deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Century Clean LLC in Saratoga Springs, UT — $344K (2025) · purchase · Central Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$258K (75%)
Approval → funding
25 days
Approved
10/31/2024
First disbursed
11/25/2024
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$382K
Est. down payment (10%)
$38K
Est. cash at closing
$51K
Monthly payment
$4,402
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
R & J Housekeeping LLC in Murray, UT — $465K (2024) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
121 months
SBA guaranteed
$349K (75%)
Approval → funding
9 days
Approved
8/21/2024
First disbursed
8/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
121
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$517K
Est. down payment (10%)
$52K
Est. cash at closing
$69K
Monthly payment
$6,442
Annual debt service
$77K
Cash flow needed (1.25×)
$97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Wingfoot Corporation Facility Services in North Salt Lake, UT — $1.3M (2023) · purchase · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$958K (75%)
Approval → funding
6 days
Approved
2/7/2023
First disbursed
2/13/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$142K
Est. cash at closing
$195K
Monthly payment
$16,876
Annual debt service
$203K
Cash flow needed (1.25×)
$253K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
MM Provo, LLC in Provo, UT — $584K (2023) · purchase · Customers Bank
Program
7a General
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$438K (75%)
Approval → funding
21 days
Approved
4/14/2023
First disbursed
5/5/2023
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$649K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$7,086
Annual debt service
$85K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
MM Salt Lake City, LLC in South Salt Lake, UT — $538K (2023) · purchase · Customers Bank
Program
7a General
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$404K (75%)
Approval → funding
21 days
Approved
4/14/2023
First disbursed
5/5/2023
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$598K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$6,527
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Summit Mountain Cleaning LLC in Saratoga Springs, UT — $349K (2022) · purchase · Capital Community Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
17 days
Approved
11/19/2021
First disbursed
12/6/2021
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$388K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,875
Annual debt service
$46K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Community Bank · Lender record →
Your business? Claim this record · Request removal
SPARKLING CLEANING AND JANITORIAL SERVICES LLC in St George, UT — $266K (2022) · purchase · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
240 mo (20 yrs)
SBA guaranteed
$199K (75%)
Approval → funding
49 days
Approved
4/12/2022
First disbursed
5/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$295K
Est. down payment (10%)
$30K
Est. cash at closing
$39K
Monthly payment
$1,752
Annual debt service
$21K
Cash flow needed (1.25×)
$26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
Cedar Superior Cleaning Service Inc in Cedar City, UT — $75K (2022) · purchase · State Bank of Southern Utah
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
36 mo (3 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
0 days
Approved
11/18/2021
First disbursed
11/18/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$84K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$2,294
Annual debt service
$28K
Cash flow needed (1.25×)
$34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by State Bank of Southern Utah · Lender record →
Your business? Claim this record · Request removal
JJRS, LLC in Vineyard, UT — $152K (2021) · purchase · Central Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$137K (90%)
Approval → funding
4 days
Approved
5/27/2021
First disbursed
5/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$169K
Est. down payment (10%)
$17K
Est. cash at closing
$23K
Monthly payment
$1,650
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal

Financing a janitorial services deal in Utah? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to janitorial services businesses with a Utah project address.

Agent summary

How to finance a janitorial services acquisition in Utah with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Utah deals. Central Bank funds the most here. CapBench is not a lender.

$316K typical loan
7 lenders active in Utah
9+ funded Utah deals
21 days typical to fund

Buyers buying a janitorial services in Utah typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All janitorial services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/janitorial-services/utah
API:: https://www.capbench.com/api/public/lenders?industry=janitorial-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.