Lender intelligence

Financing a machine shops acquisition in New York

State:

Alabama (1)Arizona (8)Arkansas (2)California (14)Colorado (3)Connecticut (2)Delaware (3)Florida (9)Georgia (5)Idaho (1)Illinois (19)Indiana (4)

The SBA 7(a) lenders funding the most machine shops acquisitions in New York, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in New York

$4.50M

Typical loan

range $3.13M–$5.00M

$5.00M

Est. purchase price

≈ loan ÷ 90%

$691,563

Cash to close

$500,000 down + fees

$58,847/mo

Typical payment

~9.75% · 10yr

$812,089/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

47 days

Typical time to fund

Lenders competing

more = leverage

8.06%

Avg rate on record

cap ~10.00%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · New York

Ranked by funded machine shops acquisitions in New York. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →

4+ funded Machine Shops in New York deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

C-FLEX BEARING COMPANY in Frankfort, NY — $5.0M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
144 mo (12 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
35 days
Approved
8/15/2024
First disbursed
9/19/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$59,034
Annual debt service
$708K
Cash flow needed (1.25×)
$886K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Prometheus RF LLC in Rochester, NY — $3.1M (2024) · purchase · Community Bank & Trust-West Georgia
Program
7a General
Rate at approval
11.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
58 days
Approved
7/29/2024
First disbursed
9/25/2024
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$348K
Est. cash at closing
$480K
Monthly payment
$31,795
Annual debt service
$382K
Cash flow needed (1.25×)
$477K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
Fluid Mechanisms of Hauppauge, LLC in Hauppauge, NY — $4.5M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$3.7M (83%)
Approval → funding
40 days
Approved
4/2/2021
First disbursed
5/12/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$5.0M
Est. down payment (10%)
$500K
Est. cash at closing
$692K
Monthly payment
$63,603
Annual debt service
$763K
Cash flow needed (1.25×)
$954K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Smith's Performance and Machine, L.L.C. in Holland, NY — $180K (2020) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$90K (50%)
Approval → funding
47 days
Approved
7/15/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$200K
Est. down payment (10%)
$20K
Est. cash at closing
$27K
Monthly payment
$1,998
Annual debt service
$24K
Cash flow needed (1.25×)
$30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a New York project address.

Agent summary

How to finance a machine shops acquisition in New York with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New York deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$1.1M typical loan
3 lenders active in New York
4+ funded New York deals
47 days typical to fund

Buyers buying a machine shops in New York typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/new-york
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops&state=NY
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.