Lender intelligence

Financing a machine shops acquisition in Texas

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in Texas

$1.97M

Typical loan

range $689K–$2.93M

$2.19M

Est. purchase price

≈ loan ÷ 90%

$301,962

Cash to close

$219,333 down + fees

$25,543/mo

Typical payment

~9.5% · 10yr

$352,493/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

8.03%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · Texas

Ranked by funded machine shops acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.36 loans · $51M · Carmel, INFull record →
2.168 loans · $205M · Fishers, INFull record →
3.57 loans · $74M · Winston-Salem, NCFull record →
4.15 loans · $20M · Madisonville, KYFull record →

16+ funded Machine Shops in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Smith-Palmer Manufacturing LLC in Wylie, TX — $3.9M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
188 months
SBA guaranteed
$3.0M (75%)
Approval → funding
21 days
Approved
12/19/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$4.4M
Est. down payment (10%)
$438K
Est. cash at closing
$605K
Monthly payment
$39,766
Annual debt service
$477K
Cash flow needed (1.25×)
$596K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Kimbrell Manufacturing Corporation in Garland, TX — $3.9M (2026) · purchase · First United Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
123 months
SBA guaranteed
$2.9M (75%)
Approved
1/30/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$4.3M
Est. down payment (10%)
$434K
Est. cash at closing
$599K
Monthly payment
$48,169
Annual debt service
$578K
Cash flow needed (1.25×)
$723K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Kimbrell Manufacturing Corporation in Garland, TX — $3.5M (2026) · purchase · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (75%)
Approved
2/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.9M
Est. down payment (10%)
$387K
Est. cash at closing
$534K
Monthly payment
$44,078
Annual debt service
$529K
Cash flow needed (1.25×)
$661K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Smith-Palmer Manufacturing LLC in Wylie, TX — $400K (2026) · purchase · First Internet Bank of Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (50%)
Approval → funding
21 days
Approved
12/19/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,121
Annual debt service
$61K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Kimbrell Manufacturing Corporation in Garland, TX — $325K (2026) · purchase · Merchants Bank of Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$163K (50%)
Approved
2/13/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$361K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$4,117
Annual debt service
$49K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Totco Machining, Inc. in Navasota, TX — $2.3M (2025) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approved
10/4/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$250K
Est. cash at closing
$345K
Monthly payment
$30,683
Annual debt service
$368K
Cash flow needed (1.25×)
$460K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
Totco Machining, Inc. in Navasota, TX — $1.8M (2025) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approved
10/4/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$198K
Est. cash at closing
$272K
Monthly payment
$17,125
Annual debt service
$206K
Cash flow needed (1.25×)
$257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
Anaco Enterprises, LLC in Houston, TX — $1.5M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
16 days
Approved
12/12/2023
First disbursed
12/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$167K
Est. cash at closing
$229K
Monthly payment
$13,105
Annual debt service
$157K
Cash flow needed (1.25×)
$197K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Anaco Enterprises, LLC in Houston, TX — $150K (2024) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
16 days
Approved
12/12/2023
First disbursed
12/28/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,941
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Industrial Manufacturing Investments LLC in South Houston, TX — $2.5M (2023) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
6 days
Approved
9/27/2023
First disbursed
10/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$279K
Est. cash at closing
$385K
Monthly payment
$29,818
Annual debt service
$358K
Cash flow needed (1.25×)
$447K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
J.M. Fabrication Company, LLC in Arlington, TX — $2.0M (2022) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
5 days
Approved
2/3/2022
First disbursed
2/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$222K
Est. cash at closing
$306K
Monthly payment
$22,204
Annual debt service
$266K
Cash flow needed (1.25×)
$333K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
Juniset Corporation in Fort Worth, TX — $689K (2022) · purchase · Security National Bank of Omaha
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$516K (75%)
Approval → funding
3 days
Approved
12/28/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$765K
Est. down payment (10%)
$77K
Est. cash at closing
$102K
Monthly payment
$7,644
Annual debt service
$92K
Cash flow needed (1.25×)
$115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
Austin Waterjet Inc in Austin, TX — $2.9M (2021) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (90%)
Approval → funding
28 days
Approved
7/28/2021
First disbursed
8/25/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.3M
Est. down payment (10%)
$326K
Est. cash at closing
$450K
Monthly payment
$31,479
Annual debt service
$378K
Cash flow needed (1.25×)
$472K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
CT&S Metal Fabricators Inc. in Irving, TX — $2.0M (2020) · purchase · Midwest Regional Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
82 days
Approved
6/10/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$219K
Est. cash at closing
$302K
Monthly payment
$21,915
Annual debt service
$263K
Cash flow needed (1.25×)
$329K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Viewpoint Manufacturing, LLC in Houston, TX — $938K (2020) · purchase · Community Bank & Trust-West Georgia
Program
7a General
Rate at approval
6% variable
Term
240 mo (20 yrs)
SBA guaranteed
$703K (75%)
Approval → funding
32 days
Approved
7/30/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$104K
Est. cash at closing
$143K
Monthly payment
$6,719
Annual debt service
$81K
Cash flow needed (1.25×)
$101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
R/T Manufacturing Inc. in Garland, TX — $589K (2020) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$442K (75%)
Approval → funding
12 days
Approved
9/18/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$654K
Est. down payment (10%)
$65K
Est. cash at closing
$88K
Monthly payment
$6,539
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Texas project address.

Agent summary

How to finance a machine shops acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. Merchants Bank of Indiana funds the most here. CapBench is not a lender.

$1.1M typical loan
12 lenders active in Texas
16+ funded Texas deals
16 days typical to fund

Buyers buying a machine shops in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/texas
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.