Financing a private mail centers acquisition in Washington

State:

Alabama (3)Arizona (2)Arkansas (3)California (29)Colorado (3)Connecticut (9)District of Columbia (1)Florida (26)Georgia (15)Hawaii (2)Idaho (2)Illinois (10)

The SBA 7(a) lenders funding the most private mail centers acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance private mail centers in Washington

$349K

Typical loan

range $150K–$1.12M

$388K

Est. purchase price

≈ loan ÷ 90%

$51,866

Cash to close

$38,778 down + fees

$4,807/mo

Typical payment

~11% · 10yr

$66,337/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

8.32%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in private mail centers · Washington

Ranked by funded private mail centers acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.44 loans · $25M · Spokane, WAFull record →
3.46 loans · $25M · Richland, WAFull record →
4.60 loans · $130M · Doraville, GAFull record →
5.149 loans · $135M · Mukwonago, WIFull record →
6.75 loans · $98M · Sioux Falls, SDFull record →

9+ funded Private Mail Centers in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Rivet Ventures LLC in Sammamish, WA — $1.4M (2026) · purchase · Gesa CU
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
2/26/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$156K
Est. cash at closing
$214K
Monthly payment
$17,059
Annual debt service
$205K
Cash flow needed (1.25×)
$256K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
Manusmriti LLC in Newcastle, WA — $428K (2026) · purchase · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
7.4% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$321K (75%)
Approval → funding
69 days
Approved
12/17/2025
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$475K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,057
Annual debt service
$61K
Cash flow needed (1.25×)
$76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
JLM PINE LAKE MAIL SERVICES LLC in Sammamish, WA — $243K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$182K (75%)
Approval → funding
22 days
Approved
1/13/2026
First disbursed
2/4/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$270K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$3,048
Annual debt service
$37K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mailbox Ballard LLC in Seattle, WA — $50K (2026) · purchase · Washington Trust Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/24/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$600
Annual debt service
$7K
Cash flow needed (1.25×)
$9K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
JLM PINE LAKE MAIL SERVICES LLC in Sammamish, WA — $25K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
1/13/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$313
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MailMaster Corporation in Woodinville, WA — $150K (2024) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
5 days
Approved
3/27/2024
First disbursed
4/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,024
Annual debt service
$24K
Cash flow needed (1.25×)
$30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Thistle and Vine Holdings, LLC in Bainbridge Island, WA — $1.3M (2023) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$947K (75%)
Approval → funding
78 days
Approved
5/9/2023
First disbursed
7/26/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$140K
Est. cash at closing
$192K
Monthly payment
$16,691
Annual debt service
$200K
Cash flow needed (1.25×)
$250K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Amna Service, LLC in Tumwater, WA — $349K (2023) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
8 days
Approved
1/23/2023
First disbursed
1/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$388K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,421
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
MJ DUO LLC in Sammamish, WA — $1.1M (2021) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (90%)
Approval → funding
3 days
Approved
5/25/2021
First disbursed
5/28/2021
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$124K
Est. cash at closing
$170K
Monthly payment
$11,722
Annual debt service
$141K
Cash flow needed (1.25×)
$176K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal

Financing a private mail centers deal in Washington? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to private mail centers businesses with a Washington project address.

Agent summary

How to finance a private mail centers acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$431K typical loan
7 lenders active in Washington
9+ funded Washington deals
22 days typical to fund

Buyers buying a private mail centers in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All private mail centers lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/private-mail-centers/washington
API:: https://www.capbench.com/api/public/lenders?industry=private-mail-centers&state=WA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.