Financing a roofing contractors acquisition in Minnesota

State:

The SBA 7(a) lenders funding the most roofing contractors acquisitions in Minnesota, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in Minnesota

$271K

Typical loan

range $232K–$619K

$301K

Est. purchase price

≈ loan ÷ 90%

$40,200

Cash to close

$30,056 down + fees

$3,726/mo

Typical payment

~11% · 10yr

$51,419/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

5 days

Typical time to fund

Lenders competing

more = leverage

8.42%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · Minnesota

Ranked by funded roofing contractors acquisitions in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

1.5 loans · $1M · Winona, MNFull record →
2.34 loans · $19M · Arden Hills, MNFull record →
3.3 loans · $1M · Saint Francis, MNFull record →

3+ funded Roofing Contractors in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Roof Vac Pros LLC in Houston, MN — $271K (2025) · purchase · Merchants Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$203K (75%)
Approval → funding
7 days
Approved
2/26/2025
First disbursed
3/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$301K
Est. down payment (10%)
$30K
Est. cash at closing
$40K
Monthly payment
$3,354
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank, National Association · Lender record →
Your business? Claim this record · Request removal
J Robert Roofing in Eden Prairie, MN — $232K (2024) · purchase · Frandsen Bank and Trust
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$174K (75%)
Approval → funding
5 days
Approved
1/11/2024
First disbursed
1/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$258K
Est. down payment (10%)
$26K
Est. cash at closing
$34K
Monthly payment
$3,229
Annual debt service
$39K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frandsen Bank and Trust · Lender record →
Your business? Claim this record · Request removal
TIMBERGLADE HOLDINGS LLC in Spring Lake Park, MN — $619K (2021) · purchase · Village Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$465K (75%)
Approval → funding
1 days
Approved
12/3/2020
First disbursed
12/4/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$688K
Est. down payment (10%)
$69K
Est. cash at closing
$92K
Monthly payment
$6,722
Annual debt service
$81K
Cash flow needed (1.25×)
$101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal

Financing a roofing contractors deal in Minnesota? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Minnesota project address.

Agent summary

How to finance a roofing contractors acquisition in Minnesota with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Minnesota deals. Merchants Bank, National Association funds the most here. CapBench is not a lender.

$551K typical loan
3 lenders active in Minnesota
3+ funded Minnesota deals
5 days typical to fund

Buyers buying a roofing contractors in Minnesota typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/minnesota
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.