Financing a roofing contractors acquisition in Missouri

State:

Arizona (4)California (12)Colorado (7)Florida (18)Georgia (3)Idaho (3)Illinois (7)Indiana (6)Iowa (1)Kansas (2)Kentucky (2)Maryland (4)

The SBA 7(a) lenders funding the most roofing contractors acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in Missouri

$3.80M

Typical loan

range $2.47M–$4.17M

$4.22M

Est. purchase price

≈ loan ÷ 90%

$582,903

Cash to close

$421,722 down + fees

$49,113/mo

Typical payment

~9.5% · 10yr

$677,759/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

8.31%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · Missouri

Ranked by funded roofing contractors acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1 loans · $0M · Saint Louis, MOFull record →
2.5 loans · $2M · Tulsa, OKFull record →
3.10 loans · $2M · Jefferson City, MOFull record →

4+ funded Roofing Contractors in Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SRA SRS LLC in Springfield, MO — $3.8M (2025) · purchase · Regent Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approval → funding
9 days
Approved
4/22/2025
First disbursed
5/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$422K
Est. cash at closing
$583K
Monthly payment
$49,113
Annual debt service
$589K
Cash flow needed (1.25×)
$737K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Regent Bank · Lender record →
Your business? Claim this record · Request removal
Arrowhead Roofing & Exteriors in Wentzville, MO — $1.0M (2025) · purchase · St. Louis Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
9 days
Approved
3/3/2025
First disbursed
3/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$13,215
Annual debt service
$159K
Cash flow needed (1.25×)
$198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
Cardinal Contractors LLC in Saint Louis, MO — $4.2M (2023) · purchase · INB, National Association
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$3.1M (75%)
Approved
1/5/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$4.6M
Est. down payment (10%)
$463K
Est. cash at closing
$640K
Monthly payment
$48,359
Annual debt service
$580K
Cash flow needed (1.25×)
$725K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by INB, National Association
Your business? Claim this record · Request removal
ELITE ROOFING AND EXTERIORS, LLC in Osage Beach, MO — $2.5M (2023) · purchase · The Central Trust Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
21 days
Approved
10/10/2022
First disbursed
10/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$275K
Est. cash at closing
$379K
Monthly payment
$28,388
Annual debt service
$341K
Cash flow needed (1.25×)
$426K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Central Trust Bank · Lender record →
Your business? Claim this record · Request removal

Financing a roofing contractors deal in Missouri? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Missouri project address.

Agent summary

How to finance a roofing contractors acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. St. Louis Bank funds the most here. CapBench is not a lender.

$551K typical loan
4 lenders active in Missouri
4+ funded Missouri deals
9 days typical to fund

Buyers buying a roofing contractors in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/missouri
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors&state=MO
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.