Financing a roofing contractors acquisition in Virginia

State:

Arizona (4)California (12)Colorado (7)Florida (18)Georgia (3)Idaho (3)Illinois (7)Indiana (6)Iowa (1)Kansas (2)Kentucky (2)Maryland (4)

The SBA 7(a) lenders funding the most roofing contractors acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in Virginia

$2.25M

Typical loan

range $258K–$2.35M

$2.50M

Est. purchase price

≈ loan ÷ 90%

$344,531

Cash to close

$250,000 down + fees

$29,114/mo

Typical payment

~9.5% · 10yr

$401,773/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

9.19%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · Virginia

Ranked by funded roofing contractors acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.57 loans · $74M · Winston-Salem, NCFull record →
2.33 loans · $15M · Minneapolis, MNFull record →

4+ funded Roofing Contractors in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Cross Timbers Roofing in North Chesterfield, VA — $2.3M (2025) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
25 days
Approved
8/22/2025
First disbursed
9/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$261K
Est. cash at closing
$359K
Monthly payment
$31,315
Annual debt service
$376K
Cash flow needed (1.25×)
$470K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
BFC Inc. in North Chesterfield, VA — $258K (2025) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$129K (50%)
Approved
8/22/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$286K
Est. down payment (10%)
$29K
Est. cash at closing
$38K
Monthly payment
$3,441
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
Cross Timbers Roofing in North Chesterfield, VA — $258K (2025) · purchase · Truliant FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$129K (50%)
Approval → funding
12 days
Approved
9/4/2025
First disbursed
9/16/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$286K
Est. down payment (10%)
$29K
Est. cash at closing
$38K
Monthly payment
$3,441
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
N. W. Martin & Brothers Inc in Richmond, VA — $2.3M (2020) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
239 months
SBA guaranteed
$1.7M (75%)
Approval → funding
43 days
Approved
3/18/2020
First disbursed
4/30/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
46
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$250K
Est. cash at closing
$345K
Monthly payment
$16,155
Annual debt service
$194K
Cash flow needed (1.25×)
$242K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal

Financing a roofing contractors deal in Virginia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Virginia project address.

Agent summary

How to finance a roofing contractors acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. Truliant FCU funds the most here. CapBench is not a lender.

$551K typical loan
2 lenders active in Virginia
4+ funded Virginia deals
25 days typical to fund

Buyers buying a roofing contractors in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/virginia
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors&state=VA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.