Lender intelligence
Financing a testing laboratories acquisition in California
The SBA 7(a) lenders funding the most testing laboratories acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance testing laboratories in California
$216K
Typical loan
range $216K–$216K
$240K
Est. purchase price
≈ loan ÷ 90%
$32,100
Cash to close
$24,000 down + fees
$3,193/mo
Typical payment
~12.75% · 10yr
$44,063/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
71 days
Typical time to fund
1
Lenders competing
more = leverage
9.75%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in testing laboratories · California
Ranked by funded testing laboratories acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.154 loans · $26M · San Diego, CAFull record →
1+ funded Testing Laboratories in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- S & T Engineering INc in Brea, CA — $216K (2020) · purchase · CDC Small Business Finance Corp.
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 9.75% variable
- Term
- 68 months
- SBA guaranteed
- $162K (75%)
- Approval → funding
- 71 days
- Approved
- 12/20/2019
- First disbursed
- 2/29/2020
- Loan status
- Failed — $167K charged off (11/4/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Testing Laboratories
If you were the buyer here
- Est. deal size
- $240K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $4,147
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Financing a testing laboratories deal in California? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories businesses with a California project address.
Agent summary
How to finance a testing laboratories acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. CDC Small Business Finance Corp. funds the most here. CapBench is not a lender.
- $929K typical loan
- 1 lenders active in California
- 1+ funded California deals
- 71 days typical to fund
Buyers buying a testing laboratories in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.