Lender intelligence
Financing a testing laboratories acquisition in New York
The SBA 7(a) lenders funding the most testing laboratories acquisitions in New York, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance testing laboratories in New York
$2.27M
Typical loan
range $2.27M–$2.27M
$2.52M
Est. purchase price
≈ loan ÷ 90%
$347,108
Cash to close
$251,856 down + fees
$29,642/mo
Typical payment
~9.75% · 10yr
$409,060/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
1
Lenders competing
more = leverage
6.25%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in testing laboratories · New York
Ranked by funded testing laboratories acquisitions in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.31 loans · $39M · Conshohocken, PAFull record →
1+ funded Testing Laboratories in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- EnviroTest Acquisition, LLC in Newburgh, NY — $2.3M (2020) · purchase · Firstrust Savings Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 15 days
- Approved
- 12/16/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Testing Laboratories
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $252K
- Est. cash at closing
- $347K
- Monthly payment
- $25,451
- Annual debt service
- $305K
- Cash flow needed (1.25×)
- $382K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Firstrust Savings Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories businesses with a New York project address.
Agent summary
How to finance a testing laboratories acquisition in New York with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New York deals. Firstrust Savings Bank funds the most here. CapBench is not a lender.
- $929K typical loan
- 1 lenders active in New York
- 1+ funded New York deals
- 15 days typical to fund
Buyers buying a testing laboratories in New York typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.