Lender intelligence
Financing a testing laboratories acquisition in Texas
The SBA 7(a) lenders funding the most testing laboratories acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance testing laboratories in Texas
$188K
Typical loan
range $162K–$320K
$209K
Est. purchase price
≈ loan ÷ 90%
$27,895
Cash to close
$20,856 down + fees
$2,775/mo
Typical payment
~12.75% · 10yr
$38,295/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
61 days
Typical time to fund
3
Lenders competing
more = leverage
4.92%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in testing laboratories · Texas
Ranked by funded testing laboratories acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.54 loans · $15M · University Park, TXFull record →
- 2.38 loans · $21M · San Antonio, TXFull record →
- 3.7 loans · $3M · Humble, TXFull record →
3+ funded Testing Laboratories in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ethos Engineering & Testing Inc in Spring, TX — $320K (2021) · purchase · Third Coast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $288K (90%)
- Approved
- 9/28/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Testing Laboratories
If you were the buyer here
- Est. deal size
- $356K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $48K
- Monthly payment
- $3,394
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Third Coast Bank · Lender record →
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- NORTH TEXAS CALIBRATION INC. in Haltom City, TX — $188K (2021) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $169K (90%)
- Approval → funding
- 1 days
- Approved
- 3/8/2021
- First disbursed
- 3/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Testing Laboratories
If you were the buyer here
- Est. deal size
- $209K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $28K
- Monthly payment
- $2,332
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- CMS Testing LLC in San Antonio, TX — $162K (2021) · purchase · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (75%)
- Approval → funding
- 61 days
- Approved
- 10/28/2020
- First disbursed
- 12/28/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Testing Laboratories
If you were the buyer here
- Est. deal size
- $180K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $24K
- Monthly payment
- $1,738
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
Financing a testing laboratories deal in Texas? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories businesses with a Texas project address.
Agent summary
How to finance a testing laboratories acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. PlainsCapital Bank funds the most here. CapBench is not a lender.
- $929K typical loan
- 3 lenders active in Texas
- 3+ funded Texas deals
- 61 days typical to fund
Buyers buying a testing laboratories in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.