Lender intelligence
Financing a testing laboratories acquisition in Tennessee
The SBA 7(a) lenders funding the most testing laboratories acquisitions in Tennessee, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance testing laboratories in Tennessee
$1.83M
Typical loan
range $1.83M–$1.83M
$2.03M
Est. purchase price
≈ loan ÷ 90%
$279,598
Cash to close
$203,222 down + fees
$23,667/mo
Typical payment
~9.5% · 10yr
$326,605/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
41 days
Typical time to fund
1
Lenders competing
more = leverage
4.85%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in testing laboratories · Tennessee
Ranked by funded testing laboratories acquisitions in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public testing laboratories loan history in Tennessee to rank lenders yet. See testing laboratories lenders nationwide →
1+ funded Testing Laboratories in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- KMET Holdings LLC in Rockford, TN — $1.8M (2021) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.85% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 41 days
- Approved
- 9/20/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Testing Laboratories
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $203K
- Est. cash at closing
- $280K
- Monthly payment
- $14,321
- Annual debt service
- $172K
- Cash flow needed (1.25×)
- $215K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories businesses with a Tennessee project address.
Agent summary
How to finance a testing laboratories acquisition in Tennessee with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Tennessee deals. CapBench is not a lender.
- $929K typical loan
- 1 lenders active in Tennessee
- 1+ funded Tennessee deals
- 41 days typical to fund
Buyers buying a testing laboratories in Tennessee typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.