Financing a veterinary services acquisition in Missouri

State:

The SBA 7(a) lenders funding the most veterinary services acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance veterinary services in Missouri

$750K

Typical loan

range $608K–$1.15M

$833K

Est. purchase price

≈ loan ÷ 90%

$114,271

Cash to close

$83,333 down + fees

$9,705/mo

Typical payment

~9.5% · 10yr

$133,929/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

12 days

Typical time to fund

Lenders competing

more = leverage

6.85%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in veterinary services · Missouri

Ranked by funded veterinary services acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1 loans · $0M · Palmyra, MOFull record →
2.30 loans · $24M · Kansas City, MOFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.1 loans · $1M · Springfield, MOFull record →
5.6 loans · $6M · Wellsville, MOFull record →

5+ funded Veterinary Services in Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Audrain Veterinary Clinic, LLC in Mexico, MO — $1.2M (2025) · purchase · HOMEBANK
Program
7a General
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$906K (75%)
Approval → funding
2 days
Approved
2/26/2025
First disbursed
2/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$134K
Est. cash at closing
$184K
Monthly payment
$15,296
Annual debt service
$184K
Cash flow needed (1.25×)
$229K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HOMEBANK · Lender record →
Your business? Claim this record · Request removal
Kriley Investments, LLC in Kansas City, MO — $1.2M (2023) · purchase · UMB Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.74% variable
Term
240 mo (20 yrs)
SBA guaranteed
$864K (75%)
Approval → funding
0 days
Approved
12/22/2022
First disbursed
12/22/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$128K
Est. cash at closing
$176K
Monthly payment
$9,453
Annual debt service
$113K
Cash flow needed (1.25×)
$142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Spoede Animal Hospital in Creve Coeur, MO — $500K (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
12 days
Approved
7/20/2022
First disbursed
8/1/2022
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$5,677
Annual debt service
$68K
Cash flow needed (1.25×)
$85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
CARTHAGE ANIMAL CLINIC, INC in Carthage, MO — $608K (2021) · purchase · Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$547K (90%)
Approval → funding
6 days
Approved
6/25/2021
First disbursed
7/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$675K
Est. down payment (10%)
$68K
Est. cash at closing
$90K
Monthly payment
$6,518
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Guaranty Bank · Lender record →
Your business? Claim this record · Request removal
1513 WEBER ROAD LLC in Farmington, MO — $750K (2020) · purchase · American Bank of Freedom
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
168 mo (14 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
26 days
Approved
8/5/2020
First disbursed
8/31/2020
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$833K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$6,510
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Bank of Freedom · Lender record →
Your business? Claim this record · Request removal

Financing a veterinary services deal in Missouri? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to veterinary services businesses with a Missouri project address.

Agent summary

How to finance a veterinary services acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. HOMEBANK funds the most here. CapBench is not a lender.

$1.4M typical loan
5 lenders active in Missouri
5+ funded Missouri deals
12 days typical to fund

Buyers buying a veterinary services in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All veterinary services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/veterinary-services/missouri
API:: https://www.capbench.com/api/public/lenders?industry=veterinary-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.