Miracle Method Surface Refinishing, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2218)
13 deals since 2020 · typical deal $259K
13
Deals since 2020
$259K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Miracle Method Surface Refinishing
Most Miracle Method Surface Refinishing deals financed between $150K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,604
- Down payment (10%)
- $29K
- Cash to close (all-in)
- $38K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$38K)
Experience
Recent financings
- HERMAN JR. ENTERPRISES LLC in Pennsauken, NJ — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 51 days
- Approved
- 12/10/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by United Midwest Savings Bank National Association · Lender record →
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- Bathworks Group, Inc. in Springfield, MA — $500K (2025) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 22 days
- Approved
- 3/25/2025
- First disbursed
- 4/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Trade Contractors
Funded by KeyBank National Association · Lender record →
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- MIRACLE METHOD OF ST LOUIS SOUTH in Saint Louis, MO — $234K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (75%)
- Approval → funding
- 28 days
- Approved
- 9/3/2024
- First disbursed
- 10/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Finishing Contractors
Funded by Readycap Lending, LLC · Lender record →
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- Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $135K (2023) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $68K (50%)
- Approval → funding
- 6 days
- Approved
- 1/12/2023
- First disbursed
- 1/18/2023
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Other Building Finishing Contractors
Funded by Zions Bank, A Division of · Lender record →
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- AMC GROUP, LLC in Tacoma, WA — $1.3M (2022) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.55% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $969K (75%)
- Approval → funding
- 6 days
- Approved
- 7/12/2022
- First disbursed
- 7/18/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Funded by Wells Fargo Bank National Association · Lender record →
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- McDonough Refinishers, Inc in Mcdonough, GA — $1.2M (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $923K (75%)
- Approval → funding
- 3 days
- Approved
- 1/18/2022
- First disbursed
- 1/21/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by Renasant Bank · Lender record →
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- PRESIDIO 2000, LLC in Independence, MO — $757K (2022) · purchase · Kendall Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $567K (75%)
- Approval → funding
- 15 days
- Approved
- 3/22/2022
- First disbursed
- 4/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- All Other Specialty Trade Contractors
If you were the buyer here
- Est. deal size
- $841K
- Est. down payment (10%)
- $84K
- Est. cash at closing
- $115K
- Monthly payment
- $7,285
- Annual debt service
- $87K
- Cash flow needed (1.25×)
- $109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Kendall Bank · Lender record →
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- MM Midwest Holdings, LLC in Minneapolis, MN — $500K (2021) · purchase · Village Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (90%)
- Approval → funding
- 10 days
- Approved
- 8/16/2021
- First disbursed
- 8/26/2021
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- All Other Specialty Trade Contractors
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $5,303
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
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- Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $473K (2021) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $426K (90%)
- Approval → funding
- 5 days
- Approved
- 7/3/2021
- First disbursed
- 7/8/2021
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Other Building Finishing Contractors
If you were the buyer here
- Est. deal size
- $526K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $5,017
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Jfembehr, Inc in Mc Farland, WI — $114K (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.7% fixed
- Term
- 93 months
- SBA guaranteed
- $103K (90%)
- Approval → funding
- 13 days
- Approved
- 2/17/2021
- First disbursed
- 3/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Funded by Wells Fargo Bank National Association · Lender record →
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Who funds Miracle Method Surface Refinishing — and where
Every dot is a financed Miracle Method Surface Refinishing — 13 mapped.
Financed Miracle Method Surface Refinishing locations — list all 13 as text
- Jfembehr, Inc — Mc Farland · $114K · FY2021 · All Other Specialty Trade Contractors
- Pink Sunshine Resurfacing, LLC — Salt Lake City · $135K · FY2023 · Other Building Finishing Contractors
- HERMAN JR. ENTERPRISES LLC — Pennsauken · $150K · FY2026 · Other Personal and Household Goods Repair and Maintenance
- Bathworks Group, Inc. — Springfield · $500K · FY2025 · All Other Specialty Trade Contractors
- AMC GROUP, LLC — Tacoma · $1.3M · FY2022 · All Other Specialty Trade Contractors
- MIRACLE METHOD OF ST LOUIS SOUTH — Saint Louis · $234K · FY2024 · Other Building Finishing Contractors
- Gilmat Inc — Boca Raton · $177K · FY2020 · Residential Remodelers
- Rathke Enterprises, LLC — Springfield · $259K · FY2020 · Residential Remodelers
- McDonough Refinishers, Inc — Mcdonough · $1.2M · FY2022 · Residential Remodelers
- PRESIDIO 2000, LLC — Independence · $757K · FY2022 · All Other Specialty Trade Contractors
- Pink Sunshine Resurfacing, LLC — Salt Lake City · $25K · FY2021 · Other Building Finishing Contractors
- Pink Sunshine Resurfacing, LLC — Salt Lake City · $473K · FY2021 · Other Building Finishing Contractors
- MM Midwest Holdings, LLC — Minneapolis · $500K · FY2021 · All Other Specialty Trade Contractors
Top lenders for this brand
Most active states
- 1.Utah (3 loans)
- 2.Missouri (2 loans)
- 3.Wisconsin (1 loans)
- 4.New Jersey (1 loans)
- 5.Massachusetts (1 loans)
- 6.Washington (1 loans)
- 7.Florida (1 loans)
- 8.Illinois (1 loans)
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Common questions
How much does a Miracle Method Surface Refinishing cost to buy or open?
The typical deal for Miracle Method Surface Refinishing is $259K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Miracle Method Surface Refinishing?
Miracle Method Surface Refinishing has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Miracle Method Surface Refinishing with an SBA loan?
Yes — Miracle Method Surface Refinishing has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Miracle Method Surface Refinishing franchise
Most Miracle Method Surface Refinishing buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Miracle Method Surface Refinishing deal financed for $259K, which points to about $28K of buyer cash on a typical purchase. Miracle Method Surface Refinishing is listed in the SBA Franchise Directory (identifier S2218), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Miracle Method Surface Refinishing — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Miracle Method Surface Refinishing — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Miracle Method Surface Refinishing — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Miracle Method Surface Refinishing is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 13 SBA 7(a) deals since 2020
- $259K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2218)
- Top lenders: Zions Bank, A Division of, Wells Fargo Bank National Association, United Midwest Savings Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Miracle Method Surface Refinishing.