Retail & Shops · lender intelligence
How to finance a American Freight
The SBA 7(a) lenders funding the most American Freight deals, ranked from public loan records — typical American Freight loan about $740K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance American Freight
$740K
Typical loan
range $659K–$740K
$822K
Est. purchase price
≈ loan ÷ 90%
$112,747
Cash to close
$82,222 down + fees
$9,575/mo
Typical payment
~9.5% · 10yr
$132,135/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
5 days
Typical time to fund
1
Lenders competing
more = leverage
9.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with American Freight
Ranked by funded American Freight loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.15 loans · $15M · Houston, MOFull record →
2+ funded American Freight deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Afflo LLC in Florissant, MO — $740K (2023) · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $555K (75%)
- Approval → funding
- 5 days
- Approved
- 9/29/2023
- First disbursed
- 10/4/2023
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Merchant Wholesalers
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
- AFPB, LLC in Poplar Bluff, MO — $659K (2022) · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 124 months
- SBA guaranteed
- $494K (75%)
- Approval → funding
- 0 days
- Approved
- 7/14/2022
- First disbursed
- 7/14/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Merchant Wholesalers
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
Buying a American Freight? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to American Freight businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a American Freight purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bank of Houston funds the most. CapBench is not a lender.
- $740K typical American Freight loan
- 1 lenders fund the brand
- 5 days typical to fund
Buyers researching a American Freight typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.