Home & Trade Services · lender intelligence
How to finance a Cabinet IQ
The SBA 7(a) lenders funding the most Cabinet IQ deals, ranked from public loan records — typical Cabinet IQ loan about $307K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Cabinet IQ
$307K
Typical loan
range $50K–$465K
$341K
Est. purchase price
≈ loan ÷ 90%
$45,550
Cash to close
$34,056 down + fees
$4,222/mo
Typical payment
~11% · 10yr
$58,264/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
67 days
Typical time to fund
7
Lenders competing
more = leverage
9.95%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cabinet IQ
Ranked by funded Cabinet IQ loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.70 loans · $22M · Melrose, MNFull record →
- 3.65 loans · $52M · Lancaster, PAFull record →
- 4.102 loans · $119M · Saint Petersburg, FLFull record →
- 5.105 loans · $51M · Fitzgerald, GAFull record →
- 6.33 loans · $15M · Minneapolis, MNFull record →
- 7.14 loans · $8M · Wolfforth, TXFull record →
19+ funded Cabinet IQ deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Mullens Kitchens of Main Line and Chester County Corp in West Chester, PA — $640K (2026) · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $480K (75%)
- Approved
- 11/13/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Finish Carpentry Contractors
Funded by Climate First Bank · Lender record →
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- Cabinet iQ of Fairfax in Sterling, VA — $555K (2026) · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $416K (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
- Monolith Holdings LLC in North Plains, OR — $518K (2026) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $389K (75%)
- Approved
- 12/2/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by Colony Bank · Lender record →
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- Vividspace Innovations LLC in Sugar Land, TX — $465K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $348K (75%)
- Approval → funding
- 41 days
- Approved
- 12/18/2025
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Mountain Man Ventures LLC in Chattanooga, TN — $350K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approved
- 3/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- Vividspace Innovations LLC in Sugar Land, TX — $40K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approved
- 12/18/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Baker Investment Holdings, LLC in Pinehurst, TX — $635K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $476K (75%)
- Approval → funding
- 67 days
- Approved
- 5/22/2025
- First disbursed
- 7/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Bhyan Corp. in Atlanta, GA — $435K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $326K (75%)
- Approval → funding
- 129 days
- Approved
- 9/23/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Chickalrus, Inc. in Green Brook Township, NJ — $350K (2025) · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 85 days
- Approved
- 8/7/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- MW SQUARED LLC in Knoxville, TN — $340K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 36 days
- Approved
- 9/25/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Custom Counters & Cabinetry LLC in Winter Park, FL — $307K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $230K (75%)
- Approval → funding
- 3 days
- Approved
- 9/15/2025
- First disbursed
- 9/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Building Material Dealers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- JENKINS CABINETS LLC in Tyler, TX — $294K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $220K (75%)
- Approval → funding
- 248 days
- Approved
- 3/11/2025
- First disbursed
- 11/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- HEILMAN HOME AND TRADE, INC. in Peoria, AZ — $284K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $213K (75%)
- Approval → funding
- 20 days
- Approved
- 3/25/2025
- First disbursed
- 4/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Interior Design Services
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- Denver Cabinets and Countertops Corp. in Aurora, CO — $252K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $189K (75%)
- Approval → funding
- 186 days
- Approved
- 5/19/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Bhyan Corp. in Atlanta, GA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 9/23/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MW SQUARED LLC in Knoxville, TN — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 138 days
- Approved
- 9/25/2025
- First disbursed
- 2/10/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JENKINS CABINETS LLC in Tyler, TX — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Denver Cabinets and Countertops Corp. in Aurora, CO — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 5/19/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- R&S Herring LLC in Lubbock, TX — $231K (2024) · American Bank of Commerce
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 45 days
- Approved
- 3/7/2024
- First disbursed
- 4/21/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
Funded by American Bank of Commerce · Lender record →
Your business? Claim this record · Request removal
Buying a Cabinet IQ? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Cabinet IQ businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cabinet IQ purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $307K typical Cabinet IQ loan
- 7 lenders fund the brand
- 67 days typical to fund
Buyers researching a Cabinet IQ typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.