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How to finance a CertaPro Painters in New York
The SBA 7(a) lenders funding the most CertaPro Painters deals in New York, from public loan records — typical CertaPro Painters loan about $315K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance CertaPro Painters in New York
$425K
Typical loan
range $275K–$489K
$472K
Est. purchase price
≈ loan ÷ 90%
$63,160
Cash to close
$47,222 down + fees
$5,499/mo
Typical payment
~9.5% · 10yr
$75,886/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
3
Lenders competing
more = leverage
9.65%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CertaPro Painters in New York
Ranked by funded CertaPro Painters loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.291 loans · $320M · Laguna Hills, CAFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
5+ funded CertaPro Painters in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Dakrow LLC in Seaford, NY — $425K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $319K (75%)
- Approval → funding
- 23 days
- Approved
- 7/29/2025
- First disbursed
- 8/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
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- Secured Affluence LLC in Saint James, NY — $275K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $206K (75%)
- Approval → funding
- 4 days
- Approved
- 3/31/2025
- First disbursed
- 4/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- JLCP Unlimited, Inc. in Mount Sinai, NY — $489K (2023) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $367K (75%)
- Approved
- 12/6/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
- JLCP Unlimited, Inc. in Mount Sinai, NY — $489K (2023) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $367K (75%)
- Approval → funding
- 7 days
- Approved
- 12/29/2022
- First disbursed
- 1/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
- Rembrandt Painting, Inc. in Roslyn, NY — $50K (2023) · Citibank, N.A.
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 13 days
- Approved
- 10/13/2022
- First disbursed
- 10/26/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Citibank, N.A. · Lender record →
Your business? Claim this record · Request removal
Buying a CertaPro Painters in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded CertaPro Painters loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CertaPro Painters purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. Harvest Small Business Finance, LLC funds the most here. CapBench is not a lender.
- $315K typical CertaPro Painters loan
- 3 lenders active in New York
- 5+ funded New York deals
- 13 days typical to fund
Buyers buying a CertaPro Painters in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.