Retail & Shops · lender intelligence

How to finance a Cornwell Quality Tools

State:

The SBA 7(a) lenders funding the most Cornwell Quality Tools deals, ranked from public loan records — typical Cornwell Quality Tools loan about $85K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Cornwell Quality Tools

$85K

Typical loan

range $50K–$150K

$94K

Est. purchase price

≈ loan ÷ 90%

$12,164

Cash to close

$9,444 down + fees

$1,244/mo

Typical payment

~12.5% · 10yr

$17,167/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

8.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Cornwell Quality Tools

Ranked by funded Cornwell Quality Tools loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.20 loans · $8M · Saint Petersburg, FLFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.284 loans · $254M · Cincinnati, OHFull record →
4.741 loans · $149M · Northbrook, ILFull record →
5.12 loans · $8M · Wheeling, WVFull record →
6.1,927 loans · $207M · Buffalo, NYFull record →
7.12 loans · $12M · Pryor, OKFull record →

11+ funded Cornwell Quality Tools deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

MVS Tool Truck Service, LLC in Furlong, PA — $150K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
17 days
Approved
12/22/2025
First disbursed
1/8/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Hardware Retailers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
Mummert's Tools LLC in Littlestown, PA — $50K (2025) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
51 days
Approved
3/10/2025
First disbursed
4/30/2025
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Gasper Emmanuel Chavez in El Paso, TX — $150K (2024) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
6 days
Approved
7/10/2024
First disbursed
7/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Hardware Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
SIMPKINS TOOLS LLC in Corrales, NM — $100K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
13 days
Approved
10/11/2023
First disbursed
10/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FERN TOOL SALES LLC in Columbus, OH — $50K (2024) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.24% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$25K (50%)
Approved
1/10/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Hardware Merchant Wholesalers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
SB TOOLS, LLC in Taylor, MI — $85K (2023) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (50%)
Approval → funding
7 days
Approved
11/30/2022
First disbursed
12/7/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Hardware Retailers
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Powerhouse Tools LLC in Gilbertville, MA — $30K (2022) · North Brookfield Savings Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
60 mo (5 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
2 days
Approved
8/10/2022
First disbursed
8/12/2022
Loan status
Paid in full (2/29/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
New Business or 2 years or less
Industry
Other Miscellaneous Durable Goods Merchant Wholesalers
Funded by North Brookfield Savings Bank
Your business? Claim this record · Request removal
SIMPKINS TOOLS in Corrales, NM — $150K (2020) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
32 days
Approved
12/30/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Other Direct Selling Establishments
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Louis Fernandez in Tulsa, OK — $90K (2020) · First Pryority Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
1% variable
Term
60 mo (5 yrs)
SBA guaranteed
$45K (50%)
Approval → funding
1 days
Approved
1/30/2020
First disbursed
1/31/2020
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Parts and Accessories Stores
Funded by First Pryority Bank · Lender record →
Your business? Claim this record · Request removal
D & R Quality Tools LLC in Fort Wayne, IN — $75K (2020) · WesBanco Bank, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
34 days
Approved
8/27/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Hardware Stores
Funded by WesBanco Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
Hackert Tools, LLC in Dansville, MI — $40K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
28 days
Approved
9/2/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Cornwell Quality Tools? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Cornwell Quality Tools businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Cornwell Quality Tools purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. BayFirst National Bank funds the most. CapBench is not a lender.

$85K typical Cornwell Quality Tools loan
9 lenders fund the brand
17 days typical to fund

Buyers researching a Cornwell Quality Tools typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Cornwell Quality Tools record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/cornwell-quality-tools
API:: https://www.capbench.com/api/public/lenders?franchise=cornwell-quality-tools
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.