Home & Trade Services · lender intelligence

How to finance a CRS

State:

The SBA 7(a) lenders funding the most CRS deals, ranked from public loan records — typical CRS loan about $242K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance CRS

$242K

Typical loan

range $50K–$256K

$269K

Est. purchase price

≈ loan ÷ 90%

$35,964

Cash to close

$26,889 down + fees

$3,542/mo

Typical payment

~12.5% · 10yr

$48,880/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CRS

Ranked by funded CRS loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.112 loans · $112M · Irving, TXFull record →
3.19 loans · $18M · Grand Rapids, MIFull record →
4.9 loans · $18M · Pascagoula, MSFull record →

10+ funded CRS deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SHANAHAN COMMERCIAL HOLDINGS, LLC in Brighton, MI — $256K (2026) · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$192K (75%)
Approved
11/18/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Remediation Services
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
ECH Franchising LLC in Lyons, OH — $248K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
3% variable
Term
120 mo (10 yrs)
SBA guaranteed
$186K (75%)
Approval → funding
21 days
Approved
12/8/2025
First disbursed
12/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Waste Management Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Nc Packout Llc in Raleigh, NC — $120K (2026) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.55% variable
Term
120 mo (10 yrs)
SBA guaranteed
$60K (50%)
Approved
3/10/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
ECH Franchising LLC in Lyons, OH — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
29 days
Approved
12/8/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Waste Management Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Flexecute Inc. in Sauget, IL — $1.7M (2025) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
303 months
SBA guaranteed
$1.3M (75%)
Approval → funding
15 days
Approved
6/24/2025
First disbursed
7/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
TJP Services Corporation in Dallas, TX — $268K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$201K (75%)
Approval → funding
9 days
Approved
2/18/2025
First disbursed
2/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GA Packout, LLC in Peachtree Corners, GA — $100K (2025) · Merchants & Marine Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
12/23/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Facilities Support Services
Funded by Merchants & Marine Bank · Lender record →
Your business? Claim this record · Request removal
TJP Services Corporation in Dallas, TX — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
226 days
Approved
2/14/2025
First disbursed
9/28/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ADAMRAYNOR, INC. in Wesley Chapel, FL — $242K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$182K (75%)
Approval → funding
5 days
Approved
9/30/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ADAMRAYNOR, INC. in Wesley Chapel, FL — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
5 days
Approved
9/30/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a CRS? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to CRS businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CRS purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$242K typical CRS loan
5 lenders fund the brand
15 days typical to fund

Buyers researching a CRS typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker CRS record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crs
API:: https://www.capbench.com/api/public/lenders?franchise=crs
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.