Automotive · lender intelligence

How to finance a Detail Garage

State:

The SBA 7(a) lenders funding the most Detail Garage deals, ranked from public loan records — typical Detail Garage loan about $279K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Detail Garage

$279K

Typical loan

range $206K–$279K

$309K

Est. purchase price

≈ loan ÷ 90%

$41,388

Cash to close

$30,944 down + fees

$3,836/mo

Typical payment

~11% · 10yr

$52,937/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

70 days

Typical time to fund

Lenders competing

more = leverage

5.81%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Detail Garage

Ranked by funded Detail Garage loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.75 loans · $98M · Sioux Falls, SDFull record →
2.575 loans · $220M · De Graff, OHFull record →

4+ funded Detail Garage deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Klunar Holdings, LLC in El Paso, TX — $279K (2022) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
83 months
SBA guaranteed
$209K (75%)
Approval → funding
70 days
Approved
10/5/2021
First disbursed
12/14/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Klunar Holdings, LLC in El Paso, TX — $279K (2021) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$209K (75%)
Approved
9/30/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Wax On, LLC in Farmington, CT — $206K (2021) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$185K (90%)
Approved
8/26/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
detail garage murrieta Inc. in Hemet, CA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approved
7/15/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Other Miscellaneous Durable Goods Merchant Wholesalers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Detail Garage? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Detail Garage businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Detail Garage purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bancorp Bank National Association funds the most. CapBench is not a lender.

$279K typical Detail Garage loan
2 lenders fund the brand
70 days typical to fund

Buyers researching a Detail Garage typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Detail Garage record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/detail-garage
API:: https://www.capbench.com/api/public/lenders?franchise=detail-garage
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.