Automotive · lender intelligence

How to finance a DipStx

State:

The SBA 7(a) lenders funding the most DipStx deals, ranked from public loan records — typical DipStx loan about $40K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance DipStx

$40K

Typical loan

range $40K–$40K

$44K

Est. purchase price

≈ loan ÷ 90%

$5,724

Cash to close

$4,444 down + fees

$597/mo

Typical payment

~13% · 10yr

$8,239/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

5.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with DipStx

Ranked by funded DipStx loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.22 loans · $3M · Fayetteville, ARFull record →

1+ funded DipStx deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Huff & Company LLC in Guthrie, OK — $40K (2020) · Arvest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% fixed
Term
72 mo (6 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
18 days
Approved
8/13/2020
First disbursed
8/31/2020
Loan status
Paid in full (2/28/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Oil Change and Lubrication Shops
Funded by Arvest Bank · Lender record →
Your business? Claim this record · Request removal

Buying a DipStx? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to DipStx businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a DipStx purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Arvest Bank funds the most. CapBench is not a lender.

$40K typical DipStx loan
1 lenders fund the brand
18 days typical to fund

Buyers researching a DipStx typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker DipStx record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dipstx
API:: https://www.capbench.com/api/public/lenders?franchise=dipstx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.