Fitness & Recreation · lender intelligence

How to finance a F45 Training in New York

State:

Alabama (1)Arizona (7)Arkansas (1)California (18)Colorado (7)Connecticut (2)Florida (12)Hawaii (1)Idaho (2)Illinois (5)Indiana (6)Iowa (2)

The SBA 7(a) lenders funding the most F45 Training deals in New York, from public loan records — typical F45 Training loan about $295K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance F45 Training in New York

$283K

Typical loan

range $183K–$325K

$314K

Est. purchase price

≈ loan ÷ 90%

$42,057

Cash to close

$31,444 down + fees

$3,898/mo

Typical payment

~11% · 10yr

$53,792/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

8.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with F45 Training in New York

Ranked by funded F45 Training loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.

1.24 loans · $21M · Raleigh, NCFull record →
2.741 loans · $149M · Northbrook, ILFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.318 loans · $229M · Osage Beach, MOFull record →
5.19 loans · $5M · Roseville, CAFull record →
6.9 loans · $10M · Warren, PAFull record →
7.62 loans · $21M · Saint Cloud, MNFull record →

9+ funded F45 Training in New York deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Catmar Midtown LLC in New York, NY — $350K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
12/19/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
Catmar Midtown LLC in New York, NY — $350K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
Catmar Midtown LLC in New York, NY — $150K (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
7 days
Approved
6/30/2025
First disbursed
7/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
F45 Training Carle Place in Seaford, NY — $150K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
13.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
32 days
Approved
9/29/2025
First disbursed
10/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Lift Bayshore LLC in Bay Shore, NY — $325K (2024) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approval → funding
0 days
Approved
3/29/2024
First disbursed
3/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
ABJS Performance LLC in Orchard Park, NY — $283K (2021) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
79 months
SBA guaranteed
$255K (90%)
Approval → funding
1 days
Approved
2/2/2021
First disbursed
2/3/2021
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
C & S Performance LLC in East Amherst, NY — $284K (2020) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
124 months
SBA guaranteed
$213K (75%)
Approved
5/6/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
BECKER FITNESS, LLC in Hamburg, NY — $238K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
126 months
SBA guaranteed
$179K (75%)
Approval → funding
29 days
Approved
12/2/2019
First disbursed
12/31/2019
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
JOC Holdings LLC in Amherst, NY — $183K (2020) · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$137K (75%)
Approval → funding
17 days
Approved
11/13/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal

Buying a F45 Training in New York? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded F45 Training loans with a New York project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a F45 Training purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. North State Bank funds the most here. CapBench is not a lender.

$295K typical F45 Training loan
7 lenders active in New York
9+ funded New York deals
17 days typical to fund

Buyers buying a F45 Training in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All F45 Training lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/f45-training/new-york
API:: https://www.capbench.com/api/public/lenders?franchise=f45-training&state=NY
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.