Retail & Shops · lender intelligence
How to finance a Farm Stores
The SBA 7(a) lenders funding the most Farm Stores deals, ranked from public loan records — typical Farm Stores loan about $1.2M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Farm Stores
$1.16M
Typical loan
range $114K–$1.16M
$1.29M
Est. purchase price
≈ loan ÷ 90%
$176,435
Cash to close
$128,667 down + fees
$14,984/mo
Typical payment
~9.5% · 10yr
$206,779/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
2
Lenders competing
more = leverage
7.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Farm Stores
Ranked by funded Farm Stores loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.32 loans · $54M · Tupelo, MSFull record →
2+ funded Farm Stores deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JC Colley Group, Inc. in Valley, AL — $1.2M (2023) · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $869K (75%)
- Approved
- 10/13/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Convenience Retailers
Funded by Renasant Bank · Lender record →
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- MJP Roch Fs LLC in Victor, NY — $114K (2022) · Empire State Certified Development Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $97K (85%)
- Approved
- 11/24/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Convenience Stores
Funded by Empire State Certified Development Corporation
Your business? Claim this record · Request removal
Buying a Farm Stores? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Farm Stores businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Farm Stores purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Renasant Bank funds the most. CapBench is not a lender.
- $1.2M typical Farm Stores loan
- 2 lenders fund the brand
Buyers researching a Farm Stores typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.