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Health & Medical · lender intelligence

How to finance a FirstLight HomeCare

The SBA 7(a) lenders funding the most FirstLight HomeCare deals, ranked from public loan records — typical FirstLight HomeCare loan about $150K, 9.09% failure rate across 41 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance FirstLight HomeCare

$150K

Typical loan

range $135K–$200K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

12

Lenders competing

more = leverage

9.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with FirstLight HomeCare

Ranked by funded FirstLight HomeCare loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.575 loans · $220M · De Graff, OHFull record →
  3. 3.1,296 loans · $1.4B · Wilmington, NCFull record →
  4. 4.318 loans · $229M · Osage Beach, MOFull record →
  5. 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
  6. 6.284 loans · $254M · Cincinnati, OHFull record →
  7. 7.2 loans · $2M · Glendale, AZFull record →
  8. 8.868 loans · $362M · Salt Lake City, UTFull record →
  9. 9.3,264 loans · $846M · Miami, FLFull record →
  10. 10.70 loans · $22M · Melrose, MNFull record →
  11. 11.138 loans · $276M · Sioux Falls, SDFull record →

41+ funded FirstLight HomeCare deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Ocean Park Enterprises LLC in Los Angeles, CA — $251K (2026) · The Huntington National Bank
  • Harris Partners LLC in Sandy Springs, GA — $227K (2026) · The Huntington National Bank
  • First Light Home Care of Aptos in Los Gatos, CA — $185K (2026) · First Bank of the Lake
  • FirstLight Home Care Mableton, GA in Smyrna, GA — $183K (2026) · First Bank of the Lake
  • Trialar Care Solutions, Inc. in Brownsburg, IN — $165K (2026) · Live Oak Banking Company
  • ERAC SOLUTIONS LLC dba FirstLight Home Care of Hockessin in Wilmington, DE — $150K (2026) · United Midwest Savings Bank National Association
  • First Light Home Care in Elmwood Park, NJ — $150K (2026) · Newtek Bank, National Association
  • Harris Partners LLC in Sandy Springs, GA — $50K (2026) · The Huntington National Bank
  • Ocean Park Enterprises LLC in Los Angeles, CA — $30K (2026) · The Huntington National Bank
  • FirstLight HomeCare of the Wiregrass in Dothan, AL — $830K (2025) · Pathward National Association
  • Georgia's Best Home Care Solution, LLC in Sharpsburg, GA — $234K (2025) · The Huntington National Bank
  • Vital Investment Partners, LLC in Arcadia, CA — $200K (2025) · Live Oak Banking Company
  • FIRSTLIGHT HOME CARE WHITTIER in Whittier, CA — $174K (2025) · Readycap Lending, LLC
  • FirstLight Home Care of Austin in West Lake Hills, TX — $150K (2025) · Celtic Bank Corporation
  • FirstLight Home Care of Rockwall in Garland, TX — $149K (2025) · Readycap Lending, LLC
  • RELETO ENTERPRISE LLC in Goodyear, AZ — $135K (2025) · BNC National Bank
  • FASBIL CARE LLC in Gilbert, AZ — $50K (2025) · Magnifi Financial CU
  • Georgia's Best Home Care Solution, LLC in Sharpsburg, GA — $50K (2025) · The Huntington National Bank
  • RELETO ENTERPRISE LLC in Goodyear, AZ — $15K (2025) · BNC National Bank
  • MJT Homecare, LLC in Clearwater, FL — $1.1M (2024) · Fifth Third Bank

Buying a FirstLight HomeCare? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to FirstLight HomeCare businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a FirstLight HomeCare purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $150K typical FirstLight HomeCare loan
  • 9.09% failure rate (FY20–23)
  • 12 lenders fund the brand
  • 18 days typical to fund

Buyers researching a FirstLight HomeCare typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerFirstLight HomeCare record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/firstlight-homecare
API:
https://www.capbench.com/api/public/lenders?franchise=firstlight-homecare
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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