Retail & Shops · lender intelligence

How to finance a French Florist

State:

The SBA 7(a) lenders funding the most French Florist deals, ranked from public loan records — typical French Florist loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance French Florist

$350K

Typical loan

range $229K–$350K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

48 days

Typical time to fund

Lenders competing

more = leverage

9.75%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with French Florist

Ranked by funded French Florist loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.70 loans · $22M · Melrose, MNFull record →

4+ funded French Florist deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Legacy Blooms North Indy LLC in Indianapolis, IN — $350K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
11/13/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Florists
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
French Florist in Indianapolis, IN — $350K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
132 mo (11 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
5 days
Approved
11/20/2025
First disbursed
11/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Florists
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
OC BLOSSOM INC. in Mission Viejo, CA — $229K (2026) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$172K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Florists
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
21 Oranges Inc. in Boynton Beach, FL — $210K (2025) · iTHINK Financial CU
Program
7a General
Rate at approval
10.25% variable
Term
128 months
SBA guaranteed
$158K (75%)
Approval → funding
48 days
Approved
8/28/2025
First disbursed
10/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Florists
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal

Buying a French Florist? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to French Florist businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a French Florist purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.

$350K typical French Florist loan
3 lenders fund the brand
48 days typical to fund

Buyers researching a French Florist typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker French Florist record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/french-florist
API:: https://www.capbench.com/api/public/lenders?franchise=french-florist
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.