Retail & Shops · lender intelligence

How to finance a HobbyTown

State:

The SBA 7(a) lenders funding the most HobbyTown deals, ranked from public loan records — typical HobbyTown loan about $280K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance HobbyTown

$280K

Typical loan

range $200K–$480K

$311K

Est. purchase price

≈ loan ÷ 90%

$41,611

Cash to close

$31,111 down + fees

$3,857/mo

Typical payment

~11% · 10yr

$53,227/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

7.23%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with HobbyTown

Ranked by funded HobbyTown loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.41 loans · $21M · Wichita, KSFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.14 loans · $6M · Manchester, NHFull record →
5.19 loans · $18M · Grand Rapids, MIFull record →
6.2,539 loans · $965M · Columbus, OHFull record →
7.78 loans · $53M · Birmingham, ALFull record →
8.5 loans · $3M · New Auburn, WIFull record →
9.284 loans · $254M · Cincinnati, OHFull record →

14+ funded HobbyTown deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Vishnupriya LLC in Londonderry, NH — $75K (2026) · St. Mary's Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$38K (50%)
Approved
3/19/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Hobby, Toy, and Game Retailers
Funded by St. Mary's Bank · Lender record →
Your business? Claim this record · Request removal
PNW Adventures LLC in Boise, ID — $500K (2024) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
7 days
Approved
7/22/2024
First disbursed
7/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Retailers
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,958
Annual debt service
$84K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Phillips Hobby Distributors, Inc. in Knoxville, TN — $200K (2024) · Regions Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
58 days
Approved
3/1/2024
First disbursed
4/28/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Hobby, Toy, and Game Retailers
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Redmond RC LLC in Redmond, WA — $280K (2023) · JPMorgan Chase Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.76% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$210K (75%)
Approval → funding
19 days
Approved
1/18/2023
First disbursed
2/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Hobby, Toy, and Game Retailers
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Matt Riggins Hobbies LLC in Grand Island, NE — $207K (2023) · purchase · Emprise Bank
Program
Preferred Lenders Program
Rate at approval
8.29% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$155K (75%)
Approval → funding
12 days
Approved
9/13/2023
First disbursed
9/25/2023
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Retailers
If you were the buyer here
Est. deal size
$230K
Est. down payment (10%)
$23K
Est. cash at closing
$31K
Monthly payment
$2,543
Annual debt service
$31K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
Matt Riggins Hobbies LLC in Grand Island, NE — $60K (2023) · Emprise Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$30K (50%)
Approval → funding
12 days
Approved
9/13/2023
First disbursed
9/25/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Hobby, Toy, and Game Retailers
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
Houdelife Investments LLC in Tulsa, OK — $832K (2022) · Security Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$624K (75%)
Approval → funding
7 days
Approved
11/23/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Stores
Funded by Security Bank · Lender record →
Your business? Claim this record · Request removal
Sideline Overdrive LLC in Tampa, FL — $709K (2022) · Lake Michigan CU
Program
7a General
Rate at approval
6.75% variable
Term
99 months
SBA guaranteed
$532K (75%)
Approval → funding
0 days
Approved
6/6/2022
First disbursed
6/6/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Hobby, Toy, and Game Retailers
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
Tyler Lake Toys Incorporated in Farmington, CT — $480K (2022) · purchase · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
128 months
SBA guaranteed
$360K (75%)
Approval → funding
18 days
Approved
5/20/2022
First disbursed
6/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Retailers
If you were the buyer here
Est. deal size
$533K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$4,965
Annual debt service
$60K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
BOZCO INC. in Parker, CO — $260K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
15 days
Approved
8/23/2022
First disbursed
9/7/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Hobby, Toy, and Game Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
K M Hobbies Inc. in Happy Valley, OR — $258K (2022) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$193K (75%)
Approval → funding
33 days
Approved
3/3/2022
First disbursed
4/5/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Hobby, Toy, and Game Retailers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Tyler Lake Toys Incorporated in Fairfield, CT — $100K (2022) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
115 months
SBA guaranteed
$50K (50%)
Approval → funding
18 days
Approved
5/20/2022
First disbursed
6/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Hobby, Toy, and Game Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Matt Riggins Hobbies LLC in Wichita, KS — $450K (2021) · purchase · Emprise Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$405K (90%)
Approval → funding
25 days
Approved
5/20/2021
First disbursed
6/14/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Stores
If you were the buyer here
Est. deal size
$500K
Est. down payment (10%)
$50K
Est. cash at closing
$67K
Monthly payment
$4,664
Annual debt service
$56K
Cash flow needed (1.25×)
$70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
ZDK COMPANY in Clearwater, FL — $368K (2021) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$184K (50%)
Approval → funding
0 days
Approved
7/29/2021
First disbursed
7/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Stores
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal

Buying a HobbyTown? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to HobbyTown businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a HobbyTown purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Emprise Bank funds the most. CapBench is not a lender.

$280K typical HobbyTown loan
11 lenders fund the brand
18 days typical to fund

Buyers researching a HobbyTown typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker HobbyTown record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/hobbytown
API:: https://www.capbench.com/api/public/lenders?franchise=hobbytown
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.