Automotive · lender intelligence

How to finance a Interstate All Battery Center

State:

The SBA 7(a) lenders funding the most Interstate All Battery Center deals, ranked from public loan records — typical Interstate All Battery Center loan about $2.4M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Interstate All Battery Center

$2.40M

Typical loan

range $692K–$3.17M

$2.66M

Est. purchase price

≈ loan ÷ 90%

$367,358

Cash to close

$266,444 down + fees

$31,030/mo

Typical payment

~9.5% · 10yr

$428,214/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

46 days

Typical time to fund

Lenders competing

more = leverage

5.97%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Interstate All Battery Center

Ranked by funded Interstate All Battery Center loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.36 loans · $46M · Los Angeles, CAFull record →
2.868 loans · $362M · Salt Lake City, UTFull record →
3.8 loans · $3M · Norwich, VTFull record →
4.23 loans · $30M · Stuart, FLFull record →

10+ funded Interstate All Battery Center deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KINCAYDE ENTERPRISES INC. in Ridgeland, MS — $680K (2023) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$510K (75%)
Approval → funding
96 days
Approved
8/26/2023
First disbursed
11/30/2023
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
Kann Enterprises, Inc in Mesa, AZ — $3.2M (2022) · Banc of California
Program
7a General
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
11 days
Approved
7/29/2022
First disbursed
8/9/2022
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Existing or more than 2 years old
Industry
Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
Central SC Battery, LLC in Columbia, SC — $3.7M (2021) · Banc of California
Program
7a General
Rate at approval
5.24% variable
Term
180 mo (15 yrs)
SBA guaranteed
$3.3M (90%)
Approval → funding
58 days
Approved
3/29/2021
First disbursed
5/26/2021
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
Columbus Ohio Battery, LLC in Westerville, OH — $3.5M (2021) · Banc of California
Program
7a General
Rate at approval
5.24% variable
Term
168 mo (14 yrs)
SBA guaranteed
$3.2M (90%)
Approval → funding
21 days
Approved
4/2/2021
First disbursed
4/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
Vermont New York Battery Company in Williston, VT — $2.8M (2021) · Ledyard National Bank
Program
Preferred Lenders Program
Rate at approval
3.77% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (90%)
Approval → funding
11 days
Approved
2/8/2021
First disbursed
2/19/2021
Loan status
Paid in full (4/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Existing or more than 2 years old
Industry
Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Ledyard National Bank · Lender record →
Your business? Claim this record · Request removal
Coastal Carolina Battery, LLC in North Charleston, SC — $2.4M (2021) · Banc of California
Program
7a General
Rate at approval
5.24% variable
Term
192 mo (16 yrs)
SBA guaranteed
$2.2M (90%)
Approval → funding
23 days
Approved
3/31/2021
First disbursed
4/23/2021
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
Interstate Batteries of North Arizona in Prescott Valley, AZ — $854K (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
85 months
SBA guaranteed
$640K (75%)
Approval → funding
46 days
Approved
10/15/2020
First disbursed
11/30/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$949K
Est. down payment (10%)
$95K
Est. cash at closing
$130K
Monthly payment
$12,353
Annual debt service
$148K
Cash flow needed (1.25×)
$185K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Interstate Batteries of North Arizona in Prescott Valley, AZ — $673K (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$505K (75%)
Approval → funding
46 days
Approved
10/15/2020
First disbursed
11/30/2020
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$748K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$4,336
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
PK Industrial LLC in Prescott Valley, AZ — $822K (2020) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$617K (75%)
Approved
5/27/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$913K
Est. down payment (10%)
$91K
Est. cash at closing
$125K
Monthly payment
$9,126
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
PK Industrial LLC in Prescott Valley, AZ — $692K (2020) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$519K (75%)
Approved
5/27/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$769K
Est. down payment (10%)
$77K
Est. cash at closing
$103K
Monthly payment
$4,459
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal

Buying a Interstate All Battery Center? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Interstate All Battery Center businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Interstate All Battery Center purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Banc of California funds the most. CapBench is not a lender.

$2.4M typical Interstate All Battery Center loan
4 lenders fund the brand
46 days typical to fund

Buyers researching a Interstate All Battery Center typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Interstate All Battery Center record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/interstate-all-battery-center
API:: https://www.capbench.com/api/public/lenders?franchise=interstate-all-battery-center
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.