Education & Childcare · lender intelligence

How to finance a KIDSUNITED

State:

The SBA 7(a) lenders funding the most KIDSUNITED deals, ranked from public loan records — typical KIDSUNITED loan about $322K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance KIDSUNITED

$322K

Typical loan

range $231K–$350K

$357K

Est. purchase price

≈ loan ÷ 90%

$47,808

Cash to close

$35,744 down + fees

$4,431/mo

Typical payment

~11% · 10yr

$61,148/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

9.53%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with KIDSUNITED

Ranked by funded KIDSUNITED loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.5 loans · $5M · Lansing, MIFull record →
3.13 loans · $16M · Santa Rosa, CAFull record →
4.72 loans · $30M · Oconomowoc, WIFull record →
5.3 loans · $1M · Powhatan, VAFull record →
6.4 loans · $1M · Des Moines, IAFull record →
7.17 loans · $5M · Fort Worth, TXFull record →
8.318 loans · $229M · Osage Beach, MOFull record →

24+ funded KIDSUNITED deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Forward Pass Bloomfield, LLC in Troy, MI — $459K (2026) · LAF CU
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$344K (75%)
Approved
12/9/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by LAF CU · Lender record →
Your business? Claim this record · Request removal
Forward Pass Partners, LLC in Shelby Township, MI — $446K (2026) · LAF CU
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$335K (75%)
Approved
12/9/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by LAF CU · Lender record →
Your business? Claim this record · Request removal
Trudough LLC in Urbandale, IA — $400K (2026) · Bankers Trust Company
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
126 months
SBA guaranteed
$300K (75%)
Approval → funding
17 days
Approved
12/23/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Child and Youth Services
Funded by Bankers Trust Company · Lender record →
Your business? Claim this record · Request removal
MICHIANA UNITED GROUP LLC in Ann Arbor, MI — $350K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approved
3/12/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
House of Prank LLC in Bayonne, NJ — $350K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approved
3/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Kids United St Charles in Saint Charles, IL — $325K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
132 mo (11 yrs)
SBA guaranteed
$244K (75%)
Approved
3/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Butler & Oak Football Club Inc in Austin, TX — $322K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$241K (75%)
Approved
2/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CBerg Inc in Minneapolis, MN — $316K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$237K (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Summanus, LLC in Ammon, ID — $310K (2026) · First Command Bank
Program
Preferred Lenders Program
Rate at approval
8.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by First Command Bank · Lender record →
Your business? Claim this record · Request removal
22-51 Capital, Inc. in Colleyville, TX — $307K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$230K (75%)
Approved
12/4/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GAKU ATL LLC in Brookhaven, GA — $303K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$227K (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Willa Wolf LLC in Mckinney, TX — $260K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
129 months
SBA guaranteed
$195K (75%)
Approved
3/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CBerg Inc in Minneapolis, MN — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
1/27/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GAKU ATL LLC in Brookhaven, GA — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
1/28/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
22-51 Capital, Inc. in Colleyville, TX — $40K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approved
12/4/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Butler & Oak Football Club Inc in Austin, TX — $40K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approved
2/26/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MICHIANA UNITED GROUP LLC in Ann Arbor, MI — $35K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approved
3/12/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BERROYA SIX LLC in East Meadow, NY — $435K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
122 months
SBA guaranteed
$326K (75%)
Approval → funding
78 days
Approved
7/24/2025
First disbursed
10/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
35 SMS Ventures LLC in Leesburg, VA — $400K (2025) · Summit State Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$300K (75%)
Approval → funding
5 days
Approved
7/23/2025
First disbursed
7/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
ShakeFranCo LLC in Orem, UT — $350K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
30 days
Approved
7/21/2025
First disbursed
8/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a KIDSUNITED? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to KIDSUNITED businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a KIDSUNITED purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$322K typical KIDSUNITED loan
8 lenders fund the brand
19 days typical to fund

Buyers researching a KIDSUNITED typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker KIDSUNITED record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/kidsunited
API:: https://www.capbench.com/api/public/lenders?franchise=kidsunited
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.