Home & Trade Services · lender intelligence
How to finance a Kitchen Guard Services
The SBA 7(a) lenders funding the most Kitchen Guard Services deals, ranked from public loan records — typical Kitchen Guard Services loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Kitchen Guard Services
$350K
Typical loan
range $100K–$411K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
8
Lenders competing
more = leverage
9.92%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Kitchen Guard Services
Ranked by funded Kitchen Guard Services loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.128 loans · $40M · Wilmington, DEFull record →
- 4.8 loans · $6M · Lemay, MOFull record →
- 5.17 loans · $5M · Fort Worth, TXFull record →
- 6.149 loans · $135M · Mukwonago, WIFull record →
- 7.154 loans · $26M · San Diego, CAFull record →
- 8.868 loans · $362M · Salt Lake City, UTFull record →
18+ funded Kitchen Guard Services deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- AFFORDABLE HOME CARE LLC in Shelton, CT — $350K (2026) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- Reynolds Professional Kitchen Care LLC in Lexington, SC — $301K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approved
- 3/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- IRWIN ALONZA INVESTMENTS, INC. in Orlando, FL — $284K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $213K (75%)
- Approved
- 2/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- IRWIN ALONZA INVESTMENTS, INC. in Orlando, FL — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/19/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Reynolds Professional Kitchen Care LLC in Lexington, SC — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/2/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- DRAKE BUSINESS SERVICES LLC in Saint Louis, MO — $529K (2025) · Midwest BankCentre
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $397K (75%)
- Approval → funding
- 15 days
- Approved
- 8/13/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by Midwest BankCentre · Lender record →
Your business? Claim this record · Request removal
- JBD OPERATIONS INCORPORATED in Houston, TX — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 12 days
- Approved
- 8/7/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kitchen Guard of Northeast Ohio in North Canton, OH — $426K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $319K (75%)
- Approval → funding
- 21 days
- Approved
- 9/3/2025
- First disbursed
- 9/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Utah Bounty LLC in American Fork, UT — $414K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $310K (75%)
- Approved
- 6/9/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Commercial and Industrial Machinery and Equipment (except Au
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- ESVB Enterprises, LLC in Cooper City, FL — $411K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $308K (75%)
- Approval → funding
- 21 days
- Approved
- 9/26/2025
- First disbursed
- 10/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Kitchen Guard of West Atlanta in Dacula, GA — $381K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $285K (75%)
- Approval → funding
- 51 days
- Approved
- 9/23/2025
- First disbursed
- 11/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Tacoma Legacy Partners, LLC in Queen Creek, AZ — $350K (2025) · First Command Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 20 days
- Approved
- 8/20/2025
- First disbursed
- 9/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Command Bank · Lender record →
Your business? Claim this record · Request removal
- CHICAGO HOOD CLEANING SOLUTIONS INC. in Chicago, IL — $350K (2025) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.54% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 34 days
- Approved
- 5/29/2025
- First disbursed
- 7/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- KITCHEN GUARD OF MIDDLE TENNESSEE in Nashville, TN — $309K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $232K (75%)
- Approval → funding
- 7 days
- Approved
- 8/22/2025
- First disbursed
- 8/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- HOLLY AND VINE HOLDINGS LLC in Chattanooga, TN — $302K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $227K (75%)
- Approval → funding
- 21 days
- Approved
- 7/28/2025
- First disbursed
- 8/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CHICAGO HOOD CLEANING SOLUTIONS INC. in Chicago, IL — $100K (2025) · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 5/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- HOLLY AND VINE HOLDINGS LLC in Chattanooga, TN — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 7/28/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JBD OPERATIONS INCORPORATED in Houston, TX — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 8/7/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Kitchen Guard Services? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Kitchen Guard Services businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Kitchen Guard Services purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $350K typical Kitchen Guard Services loan
- 8 lenders fund the brand
- 21 days typical to fund
Buyers researching a Kitchen Guard Services typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.