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How to finance a Kitchen Tune Up

The SBA 7(a) lenders funding the most Kitchen Tune Up deals, ranked from public loan records — typical Kitchen Tune Up loan about $150K, 5.88% failure rate across 50 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Kitchen Tune Up

$150K

Typical loan

range $150K–$150K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

94.1%

Still performing

5.9% default · FY20–23

16 days

Typical time to fund

9

Lenders competing

more = leverage

8.35%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kitchen Tune Up

Ranked by funded Kitchen Tune Up loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.575 loans · $220M · De Graff, OHFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.20 loans · $8M · Saint Petersburg, FLFull record →
  4. 4.22 loans · $3M · Fayetteville, ARFull record →
  5. 5.1 loans · $0M · St. Louis, MOFull record →
  6. 6.75 loans · $98M · Sioux Falls, SDFull record →
  7. 7.62 loans · $34M · Winter Haven, FLFull record →
  8. 8.149 loans · $135M · Mukwonago, WIFull record →
  9. 9.62 loans · $21M · Saint Cloud, MNFull record →

50+ funded Kitchen Tune Up deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • VECHEY REMODELING LLC in Cedarburg, WI — $150K (2026) · The Huntington National Bank
  • VECHEY REMODELING LLC in Cedarburg, WI — $50K (2026) · The Huntington National Bank
  • Accelerated Updates LLC dba Kitchen Tune-Up Lincoln Grand Island in Grand Island, NE — $200K (2025) · purchase · United Midwest Savings Bank National Association
  • Rice Renovations, LLC dba Kitchen Tune-up of Carrollton and Coppell in Texarkana, TX — $150K (2025) · United Midwest Savings Bank National Association
  • WAHIP LLC dba KITCHEN TUNE-UP THE VILLAGES AND CHAIN OF LAKES in Leesburg, FL — $150K (2025) · United Midwest Savings Bank National Association
  • MATHIS REMODELING, LLC in Flagstaff, AZ — $150K (2025) · BayFirst National Bank
  • FIRST GENERATION USA LLC in Bloomfield, NJ — $150K (2025) · BayFirst National Bank
  • Daniel's Signature Kitchens LLC in Christiana, TN — $150K (2025) · United Midwest Savings Bank National Association
  • Kitchen Tune-Up of South Tulsa in Broken Arrow, OK — $149K (2025) · BayFirst National Bank
  • A & Y Enterprise LLC dba DBA KITCHEN TUNE-UP in North Royalton, OH — $125K (2025) · United Midwest Savings Bank National Association
  • Upstate Kitchens, Inc. in Pendleton, SC — $100K (2025) · SouthState Bank, National Association
  • KTUTAH LLC dba KITCHEN TUNE-UP OF GREATER SALT LAKE in Kaysville, UT — $250K (2024) · United Midwest Savings Bank National Association
  • Fly Rebel Remodeling LLC dba Kitchen Tune-Up in Atlanta, GA — $150K (2024) · United Midwest Savings Bank National Association
  • RESTORE THAT LLC dba KITCHEN TUNE-UP in Waxahachie, TX — $150K (2024) · United Midwest Savings Bank National Association
  • MCCURRY ENTERPRISES LLC dba KITCHEN TUNE UP in Beaverton, OR — $150K (2024) · United Midwest Savings Bank National Association
  • JP Kitchen Solutions LLC in Deerfield, WI — $150K (2024) · United Midwest Savings Bank National Association
  • KMB HOME SERVICE LLC in Lacey, WA — $557K (2023) · purchase · Citizens Bank
  • Orange Diamond Remodeling Solutions, LLC in Highland Village, TX — $467K (2023) · The Bancorp Bank National Association
  • Sphinxey & Dane, Inc. in Erie, PA — $156K (2023) · The Huntington National Bank
  • NOW SOLUTIONS, LLC in Phoenix, AZ — $150K (2023) · United Midwest Savings Bank National Association

Buying a Kitchen Tune Up? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Kitchen Tune Up businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kitchen Tune Up purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

  • $150K typical Kitchen Tune Up loan
  • 5.88% failure rate (FY20–23)
  • 9 lenders fund the brand
  • 16 days typical to fund

Buyers researching a Kitchen Tune Up typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerKitchen Tune Up record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/kitchen-tune-up
API:
https://www.capbench.com/api/public/lenders?franchise=kitchen-tune-up
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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