Home & Trade Services · lender intelligence
How to finance a Lawn Doctor
The SBA 7(a) lenders funding the most Lawn Doctor deals, ranked from public loan records — typical Lawn Doctor loan about $150K, 3.33% failure rate across 42 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Lawn Doctor
$150K
Typical loan
range $100K–$224K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.7%
Still performing
3.3% default · FY20–23
15 days
Typical time to fund
15
Lenders competing
more = leverage
7.35%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Lawn Doctor
Ranked by funded Lawn Doctor loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.75 loans · $98M · Sioux Falls, SDFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.1,927 loans · $207M · Buffalo, NYFull record →
- 5.103 loans · $64M · Indiana, PAFull record →
- 6.3 loans · $2M · Nebraska City, NEFull record →
- 7.318 loans · $229M · Osage Beach, MOFull record →
- 8.78 loans · $53M · Birmingham, ALFull record →
- 9.2 loans · $1M · Bardstown, KYFull record →
- 10.9 loans · $10M · Waukesha, WIFull record →
- 11.868 loans · $362M · Salt Lake City, UTFull record →
- 12.72 loans · $30M · Oconomowoc, WIFull record →
- 13.1 loans · $0M · Union Star, MOFull record →
- 14.5 loans · $1M · Tukwila, WAFull record →
42+ funded Lawn Doctor deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BE & JM, Inc. in Malvern, AR — $2.0M (2026) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 21 days
- Approved
- 12/26/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
Funded by Regions Bank · Lender record →
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- 10-4 Services LLC in Rineyville, KY — $1.0M (2026) · purchase · Town & Country Bank and Trust Company
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $760K (75%)
- Approval → funding
- 19 days
- Approved
- 1/2/2026
- First disbursed
- 1/21/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Landscaping Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $113K
- Est. cash at closing
- $154K
- Monthly payment
- $12,024
- Annual debt service
- $144K
- Cash flow needed (1.25×)
- $180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Town & Country Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- ADVANTAGE YARD SERVICES, INC. in Lancaster, NY — $10K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $5K (50%)
- Approved
- 2/26/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Penn Legacy Corp in Alva, FL — $321K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $241K (75%)
- Approval → funding
- 17 days
- Approved
- 9/5/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Napier Services Group, Inc. in Yorktown, VA — $239K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $179K (75%)
- Approval → funding
- 36 days
- Approved
- 9/29/2025
- First disbursed
- 11/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JB Lawn Holdings LLC dba LAWN DOCTOR OF VISALIA-HANFORD-TULARE; LAWN DOCTOR OF S in Visalia, CA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 8/18/2025
- First disbursed
- 9/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Holiday Lighting Heroes of Central Texas in Blum, TX — $150K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 5/29/2025
- First disbursed
- 6/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Lawn Doctor of Rocky Mount-Wendell-Louisburg in Rocky Mount, NC — $144K (2025) · Bank Five Nine
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (85%)
- Approval → funding
- 127 days
- Approved
- 2/24/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Land Art Design LLC in Waukesha, WI — $139K (2025) · Waukesha State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $118K (85%)
- Approval → funding
- 12 days
- Approved
- 5/21/2025
- First disbursed
- 6/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by Waukesha State Bank · Lender record →
Your business? Claim this record · Request removal
- Penn Legacy Corp. in Alva, FL — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 9/5/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Napier Services Group, Inc. in Yorktown, VA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GREEN THUMB LLC in Newark, DE — $40K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approved
- 1/22/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- CFL LD Inc. in Clermont, FL — $735K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $551K (75%)
- Approval → funding
- 8 days
- Approved
- 1/25/2023
- First disbursed
- 2/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- OWDEN CORPORATION in Jackson, NJ — $552K (2023) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $414K (75%)
- Approval → funding
- 12 days
- Approved
- 1/18/2023
- First disbursed
- 1/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Landscaping Services
If you were the buyer here
- Est. deal size
- $614K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $6,922
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Lawn Doctor of West Palm Beach in Boca Raton, FL — $395K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $296K (75%)
- Approval → funding
- 5 days
- Approved
- 10/28/2022
- First disbursed
- 11/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Landscaping Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Black Turf Services LLC in Denison, TX — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 2/28/2023
- First disbursed
- 3/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SA LD, LLC in Dudley, MA — $224K (2022) · purchase · Webster Five Cents Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 2.99% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $112K (50%)
- Approval → funding
- 14 days
- Approved
- 1/20/2022
- First disbursed
- 2/3/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Landscaping Services
If you were the buyer here
- Est. deal size
- $249K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,959
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Five Cents Savings Bank
Your business? Claim this record · Request removal
- Miller Manor, LLC in Benton, AR — $216K (2022) · purchase · First Security Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $108K (50%)
- Approval → funding
- 14 days
- Approved
- 12/8/2021
- First disbursed
- 12/22/2021
- Loan status
- Paid in full (1/31/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- All Other Specialty Trade Contractors
If you were the buyer here
- Est. deal size
- $240K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,313
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Security Bank · Lender record →
Your business? Claim this record · Request removal
- R&S Lawn Care LLC in Hawley, MN — $150K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 17 days
- Approved
- 10/14/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Landscaping Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- NKLSKY Corp. in Everett, WA — $130K (2022) · Seattle Economic Development Fund dba Community Ca
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $65K (50%)
- Approval → funding
- 20 days
- Approved
- 1/21/2022
- First disbursed
- 2/10/2022
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Landscaping Services
Funded by Seattle Economic Development Fund dba Community Ca · Lender record →
Your business? Claim this record · Request removal
Buying a Lawn Doctor? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Lawn Doctor businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Lawn Doctor purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bancorp Bank National Association funds the most. CapBench is not a lender.
- $150K typical Lawn Doctor loan
- 3.33% failure rate (FY20–23)
- 15 lenders fund the brand
- 15 days typical to fund
Buyers researching a Lawn Doctor typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.