Home & Trade Services · lender intelligence
How to finance a Linc Service
The SBA 7(a) lenders funding the most Linc Service deals, ranked from public loan records — typical Linc Service loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Linc Service
$150K
Typical loan
range $150K–$150K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
42 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Linc Service
Ranked by funded Linc Service loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.60 loans · $40M · Clayton, MOFull record →
1+ funded Linc Service deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Doll Services LLC in Fenton, MO — $150K (2020) · Midwest Regional Bank
- Program
- Standard Asset Base Working Capital Line
- Subprogram
- Standard Asset Based
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 42 days
- Approved
- 6/19/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Midwest Regional Bank · Lender record →
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Buying a Linc Service? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Linc Service businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Linc Service purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Midwest Regional Bank funds the most. CapBench is not a lender.
- $150K typical Linc Service loan
- 1 lenders fund the brand
- 42 days typical to fund
Buyers researching a Linc Service typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.