Food & Restaurants · lender intelligence
How to finance a Little Caesars
The SBA 7(a) lenders funding the most Little Caesars deals, ranked from public loan records — typical Little Caesars loan about $500K, 1.82% failure rate across 144 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Little Caesars
$500K
Typical loan
range $340K–$850K
$556K
Est. purchase price
≈ loan ÷ 90%
$74,306
Cash to close
$55,556 down + fees
$6,470/mo
Typical payment
~9.5% · 10yr
$89,286/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98.2%
Still performing
1.8% default · FY20–23
19 days
Typical time to fund
65
Lenders competing
more = leverage
7.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Little Caesars
Ranked by funded Little Caesars loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.284 loans · $254M · Cincinnati, OHFull record →
- 4.28 loans · $42M · Lehi, UTFull record →
- 5.23 loans · $15M · Sparta, MIFull record →
- 6.24 loans · $17M · Wayne, PAFull record →
- 7.36 loans · $46M · Los Angeles, CAFull record →
- 8.868 loans · $362M · Salt Lake City, UTFull record →
- 9.66 loans · $68M · Milford, IAFull record →
- 10.98 loans · $309M · Las Vegas, NVFull record →
- 11.31 loans · $8M · South Bend, INFull record →
- 12.741 loans · $149M · Northbrook, ILFull record →
- 13.2 loans · $4M · Richmond, INFull record →
- 14.7 loans · $3M · Walnut Creek, CAFull record →
- 15.1,322 loans · $185M · Wilmington, DEFull record →
- 16.128 loans · $40M · Wilmington, DEFull record →
- 17.12 loans · $14M · Mobile, ALFull record →
- 18.79 loans · $53M · Gulfport, MSFull record →
- 19.10 loans · $6M · Louisville, KYFull record →
- 20.10 loans · $2M · Cleveland, OHFull record →
- 21.104 loans · $100M · Portsmouth, VAFull record →
- 22.242 loans · $281M · Chicago, ILFull record →
- 23.1,927 loans · $207M · Buffalo, NYFull record →
- 24.23 loans · $21M · Greenwood Village, COFull record →
- 25.1,025 loans · $292M · Berkeley Heights, NJFull record →
144+ funded Little Caesars deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Shining Enterprises, LLC in Connersville, IN — $1.7M (2026) · purchase · Eclipse Bank Inc
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 3/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 75
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $194K
- Est. cash at closing
- $267K
- Monthly payment
- $21,870
- Annual debt service
- $262K
- Cash flow needed (1.25×)
- $328K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eclipse Bank Inc · Lender record →
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- SONO Ventures, Inc. in Chicopee, MA — $1.6M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 35 days
- Approved
- 1/21/2026
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $182K
- Est. cash at closing
- $250K
- Monthly payment
- $20,703
- Annual debt service
- $248K
- Cash flow needed (1.25×)
- $311K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Worst Enterprises, Inc. in Jenison, MI — $1.1M (2026) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $830K (75%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 250
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $123K
- Est. cash at closing
- $169K
- Monthly payment
- $12,700
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Little Yellow Diamond LLC in Nashville, TN — $350K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 24 days
- Approved
- 12/23/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- Torvic Company in Springfield, OR — $215K (2026) · Accion Opportunity Fund Community Development
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 16 days
- Approved
- 12/31/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Accion Opportunity Fund Community Development · Lender record →
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- CSH6 Enterprises LLC in Poplarville, MS — $178K (2026) · purchase · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $134K (75%)
- Approval → funding
- 8 days
- Approved
- 11/24/2025
- First disbursed
- 12/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $198K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $26K
- Monthly payment
- $2,279
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Worst Enterprises, Inc. in Jenison, MI — $150K (2026) · purchase · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.45% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,699
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- LC SANDUSKY LLC in Imlay City, MI — $1.9M (2025) · purchase · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 21 days
- Approved
- 12/17/2024
- First disbursed
- 1/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 47
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $216K
- Est. cash at closing
- $297K
- Monthly payment
- $14,037
- Annual debt service
- $168K
- Cash flow needed (1.25×)
- $211K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
- Delza LLC in Chesterfield, MI — $1.6M (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 15 days
- Approved
- 8/7/2025
- First disbursed
- 8/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Incrementum Epulum, LLC in Sedalia, MO — $1.6M (2025) · Banc of California
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 87 days
- Approved
- 3/25/2025
- First disbursed
- 6/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 73
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
- Shining Enterprises LLC in Connersville, IN — $1.2M (2025) · purchase · Eclipse Bank Inc
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $927K (75%)
- Approval → funding
- 6 days
- Approved
- 3/5/2025
- First disbursed
- 3/11/2025
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 220
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $137K
- Est. cash at closing
- $188K
- Monthly payment
- $16,330
- Annual debt service
- $196K
- Cash flow needed (1.25×)
- $245K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eclipse Bank Inc · Lender record →
Your business? Claim this record · Request removal
- Little Caesars in Granite Falls, NC — $650K (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 125 months
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 37 days
- Approved
- 7/23/2025
- First disbursed
- 8/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Leen International LLC in Mansfield, TX — $620K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 12 days
- Approved
- 1/17/2025
- First disbursed
- 1/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Pizza To Go LLC in Naples, FL — $591K (2025) · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.86% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $443K (75%)
- Approved
- 8/8/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- NAPLES PIZZA LLC in Naples, FL — $553K (2025) · purchase · Lake Forest Bank & Trust Company, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $415K (75%)
- Approval → funding
- 13 days
- Approved
- 9/26/2025
- First disbursed
- 10/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $615K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $6,424
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Forest Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
- Little Yellow Diamond LLC in Nashville, TN — $500K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 70 days
- Approved
- 5/20/2025
- First disbursed
- 7/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- AdekolaCaesars LLC in New London, CT — $499K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 84 days
- Approved
- 3/18/2025
- First disbursed
- 6/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MLC Enterprises, LLC in Davenport, IA — $451K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 42 days
- Approved
- 9/12/2025
- First disbursed
- 10/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- MMLT LLC in Bridgeport, CT — $435K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.59% fixed
- Term
- 126 months
- SBA guaranteed
- $326K (75%)
- Approved
- 4/15/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Classique Group LLC in South Euclid, OH — $170K (2025) · purchase · Growth Capital Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 13.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (75%)
- Approved
- 5/21/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $189K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $25K
- Monthly payment
- $2,589
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Growth Capital Corp. · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Little Caesars businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Little Caesars purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $500K typical Little Caesars loan
- 1.82% failure rate (FY20–23)
- 65 lenders fund the brand
- 19 days typical to fund
Buyers researching a Little Caesars typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.