Home & Trade Services · lender intelligence
How to finance a Mr. Handyman
The SBA 7(a) lenders funding the most Mr. Handyman deals, ranked from public loan records — typical Mr. Handyman loan about $150K, 8.33% failure rate across 82 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Mr. Handyman
$150K
Typical loan
range $150K–$200K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
91.7%
Still performing
8.3% default · FY20–23
20 days
Typical time to fund
23
Lenders competing
more = leverage
9.1%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mr. Handyman
Ranked by funded Mr. Handyman loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.16 loans · $9M · Brookings, SDFull record →
- 6.318 loans · $229M · Osage Beach, MOFull record →
- 7.128 loans · $40M · Wilmington, DEFull record →
- 8.12 loans · $8M · Wheeling, WVFull record →
- 9.168 loans · $205M · Fishers, INFull record →
- 10.3 loans · $2M · Minneapolis, MNFull record →
- 11.3,264 loans · $846M · Miami, FLFull record →
- 12.32 loans · $21M · Souderton, PAFull record →
- 13.868 loans · $362M · Salt Lake City, UTFull record →
- 14.242 loans · $281M · Chicago, ILFull record →
- 15.57 loans · $74M · Winston-Salem, NCFull record →
- 16.75 loans · $98M · Sioux Falls, SDFull record →
- 17.9 loans · $1M · Austin, TXFull record →
- 18.62 loans · $21M · Saint Cloud, MNFull record →
- 19.1 loans · $0M · Mcgregor, TXFull record →
82+ funded Mr. Handyman deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CatMtn Inc. in Ijamsville, MD — $1.1M (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $819K (75%)
- Approval → funding
- 45 days
- Approved
- 12/22/2025
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- Other Building Finishing Contractors
Funded by Byline Bank · Lender record →
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- Altus Property Solutions LLC in Waukesha, WI — $672K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $504K (75%)
- Approval → funding
- 15 days
- Approved
- 11/24/2025
- First disbursed
- 12/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- All Other Specialty Trade Contractors
If you were the buyer here
- Est. deal size
- $747K
- Est. down payment (10%)
- $75K
- Est. cash at closing
- $100K
- Monthly payment
- $8,513
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Sixar Holdings LLC in West Chicago, IL — $613K (2026) · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $459K (75%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Funded by Truliant FCU · Lender record →
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- Synergy Investment Group LLC in Oakton, VA — $442K (2026) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $331K (75%)
- Approved
- 3/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Residential Remodelers
If you were the buyer here
- Est. deal size
- $491K
- Est. down payment (10%)
- $49K
- Est. cash at closing
- $66K
- Monthly payment
- $5,715
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
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- Patriot Property Improvement LLC in Casa Grande, AZ — $350K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- ForgePoint Home Services LLC dba Mr. Handyman of Layton - Bountiful in Clearfield, UT — $250K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 35 days
- Approved
- 1/14/2026
- First disbursed
- 2/18/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Flex Pro Services, LLC in Marietta, GA — $250K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 3/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Elevate Ridge, Inc. dba Mr. Handyman of Fort Collins in Windsor, CO — $200K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 43 days
- Approved
- 2/12/2026
- First disbursed
- 3/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- DGG LEGACY HOLDINGS CORPORATION dba Mr. Handyman of Munster - Cedar Lake in Highland, IN — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 32 days
- Approved
- 11/13/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- SERVIAM HOLDINGS, LLC dba MR. HANDYMAN OF COVINGTON - SLIDELL in Mandeville, LA — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 24 days
- Approved
- 11/14/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- DIXON'S RENEWAL, INC. in Rochester, NY — $142K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $121K (85%)
- Approval → funding
- 42 days
- Approved
- 1/2/2026
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Mr. Handyman of Huntsville in Huntsville, AL — $100K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 10 days
- Approved
- 11/24/2025
- First disbursed
- 12/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Institutional Building Construction
Funded by Celtic Bank Corporation · Lender record →
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- Altus Property Solutions LLC in Waukesha, WI — $50K (2026) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 11/24/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- All Other Specialty Trade Contractors
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $633
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BALANCED WAY HOLDINGS LLC in Auburndale, MA — $466K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 13 days
- Approved
- 5/30/2025
- First disbursed
- 6/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
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- The Vail Company in Powell, OH — $339K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.87% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $254K (75%)
- Approval → funding
- 3 days
- Approved
- 8/19/2025
- First disbursed
- 8/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by Wells Fargo Bank National Association · Lender record →
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- JT REMODEL LLC dba MR. HANDYMAN OF NASHVILLE, SOUTH, CENTRAL AND WEST; Mr. Hand in Nashville, TN — $225K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 77 days
- Approved
- 8/27/2025
- First disbursed
- 11/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Mr. Handyman Tri County in Wayne, NJ — $225K (2025) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $113K (50%)
- Approval → funding
- 38 days
- Approved
- 9/2/2025
- First disbursed
- 10/10/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by Newtek Bank, National Association · Lender record →
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- Sweet Second Chances, LLC in Emmaus, PA — $200K (2025) · Univest Bank and Trust Co
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 51 days
- Approved
- 9/29/2025
- First disbursed
- 11/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Univest Bank and Trust Co · Lender record →
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- LEMBO ENTERPRISES, LLC in Valrico, FL — $150K (2025) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 34 days
- Approved
- 7/10/2025
- First disbursed
- 8/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Funded by Northeast Bank · Lender record →
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- 3E Strategic Holdings, LLC dba Mr. Handyman of Harrisburg - Hershey in Harrisburg, PA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 8/11/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Mr. Handyman? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mr. Handyman businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mr. Handyman purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $150K typical Mr. Handyman loan
- 8.33% failure rate (FY20–23)
- 23 lenders fund the brand
- 20 days typical to fund
Buyers researching a Mr. Handyman typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.