Retail & Shops · lender intelligence
How to finance a PayMore Stores
The SBA 7(a) lenders funding the most PayMore Stores deals, ranked from public loan records — typical PayMore Stores loan about $279K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance PayMore Stores
$279K
Typical loan
range $203K–$338K
$310K
Est. purchase price
≈ loan ÷ 90%
$41,448
Cash to close
$30,989 down + fees
$3,842/mo
Typical payment
~11% · 10yr
$53,020/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
8
Lenders competing
more = leverage
10.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with PayMore Stores
Ranked by funded PayMore Stores loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.328 loans · $134M · Cleveland, OHFull record →
- 4.33 loans · $54M · Sun Valley, CAFull record →
- 5.18 loans · $21M · Farmington Hills, MIFull record →
- 6.26 loans · $42M · Chicago, ILFull record →
- 7.97 loans · $156M · Clayton, MOFull record →
- 8.36 loans · $51M · Carmel, INFull record →
18+ funded PayMore Stores deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Speeks Technology LLC in Overland Park, KS — $500K (2026) · Enterprise Bank & Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approved
- 3/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Electronics and Appliance Retailers
Funded by Enterprise Bank & Trust · Lender record →
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- First Byte Ventures LLC in West Long Branch, NJ — $281K (2026) · FWBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $211K (75%)
- Approved
- 1/30/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other General Merchandise Retailers
Funded by FWBank · Lender record →
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- PRL Electronics Indiana, LLC in Avon, IN — $217K (2026) · Community Choice CU
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $163K (75%)
- Approval → funding
- 30 days
- Approved
- 1/14/2026
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Community Choice CU · Lender record →
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- Mazunte, LLC in South Burlington, VT — $443K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $332K (75%)
- Approval → funding
- 29 days
- Approved
- 10/22/2024
- First disbursed
- 11/20/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- PRL ELECTRONICS OHIO LLC in Dayton, OH — $224K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $168K (75%)
- Approval → funding
- 41 days
- Approved
- 6/24/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PRL ELECTRONICS OHIO LLC in Dayton, OH — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 73 days
- Approved
- 6/24/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lowe Management Corporation in Springfield, VA — $565K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 123 months
- SBA guaranteed
- $424K (75%)
- Approved
- 10/10/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Lowe Management Corporation in Springfield, VA — $565K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 123 months
- SBA guaranteed
- $424K (75%)
- Approved
- 10/31/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Digital Devices LLC in Bothell, WA — $338K (2024) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $253K (75%)
- Approval → funding
- 107 days
- Approved
- 4/13/2024
- First disbursed
- 7/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- Lowe Management Corporation in Springfield, VA — $322K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $241K (75%)
- Approval → funding
- 13 days
- Approved
- 3/7/2024
- First disbursed
- 3/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Electronics and Appliance Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Tejal Shipping LLC in Mechanicsburg, PA — $279K (2024) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% fixed
- Term
- 123 months
- SBA guaranteed
- $209K (75%)
- Approval → funding
- 16 days
- Approved
- 9/3/2024
- First disbursed
- 9/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- PM Clinton LLC in Ashburn, VA — $279K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 122 months
- SBA guaranteed
- $209K (75%)
- Approved
- 1/11/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- GreenCycle Technology LLC in Anaheim, CA — $221K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $166K (75%)
- Approval → funding
- 21 days
- Approved
- 12/15/2023
- First disbursed
- 1/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer and Computer Peripheral Equipment and Software Merc
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PayMore Santa Clarita in Valencia, CA — $211K (2024) · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 17 days
- Approved
- 5/7/2024
- First disbursed
- 5/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Stores
Funded by Mission Valley Bank · Lender record →
Your business? Claim this record · Request removal
- Digital Devices LLC in Bellevue, WA — $75K (2024) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 137 days
- Approved
- 4/13/2024
- First disbursed
- 8/28/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Electronics and Appliance Retailers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- GreenCycle Technology LLC in Anaheim, CA — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 258 days
- Approved
- 12/15/2023
- First disbursed
- 8/29/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Computer and Computer Peripheral Equipment and Software Merc
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PM Fredericksburg LLC in Fredericksburg, VA — $203K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 20 days
- Approved
- 9/9/2023
- First disbursed
- 9/29/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PM Fredericksburg LLC in Fredericksburg, VA — $30K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 26 days
- Approved
- 9/9/2023
- First disbursed
- 10/5/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a PayMore Stores? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PayMore Stores businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a PayMore Stores purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $279K typical PayMore Stores loan
- 8 lenders fund the brand
- 29 days typical to fund
Buyers researching a PayMore Stores typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.