Retail & Shops · lender intelligence
How to finance a Pet Planet
The SBA 7(a) lenders funding the most Pet Planet deals, ranked from public loan records — typical Pet Planet loan about $550K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pet Planet
$550K
Typical loan
range $550K–$550K
$611K
Est. purchase price
≈ loan ÷ 90%
$81,736
Cash to close
$61,111 down + fees
$7,117/mo
Typical payment
~9.5% · 10yr
$98,215/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
12 days
Typical time to fund
1
Lenders competing
more = leverage
9.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pet Planet
Ranked by funded Pet Planet loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.128 loans · $40M · Wilmington, DEFull record →
1+ funded Pet Planet deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- NIKSA PET SERVICES LLC in Mesa, AZ — $550K (2023) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.63% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 12 days
- Approved
- 9/21/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $611K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $7,156
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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Buying a Pet Planet? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pet Planet businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pet Planet purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. PNC Bank, National Association funds the most. CapBench is not a lender.
- $550K typical Pet Planet loan
- 1 lenders fund the brand
- 12 days typical to fund
Buyers researching a Pet Planet typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.