Automotive · lender intelligence

How to finance a Precision Tune Auto Care

State:

The SBA 7(a) lenders funding the most Precision Tune Auto Care deals, ranked from public loan records — typical Precision Tune Auto Care loan about $300K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Precision Tune Auto Care

$300K

Typical loan

range $125K–$688K

$333K

Est. purchase price

≈ loan ÷ 90%

$44,583

Cash to close

$33,333 down + fees

$4,133/mo

Typical payment

~11% · 10yr

$57,035/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

7.74%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Precision Tune Auto Care

Ranked by funded Precision Tune Auto Care loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.16 loans · $18M · Chicago, ILFull record →
3.1 loans · $1M · Camden, TNFull record →
4.13 loans · $18M · Roseburg, ORFull record →
5.36 loans · $51M · Carmel, INFull record →
6.32 loans · $54M · Tupelo, MSFull record →
7.1,927 loans · $207M · Buffalo, NYFull record →

13+ funded Precision Tune Auto Care deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Apex Auto, LLC in Chattanooga, TN — $688K (2025) · purchase · Apex Bank
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$516K (75%)
Approval → funding
48 days
Approved
10/29/2024
First disbursed
12/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$765K
Est. down payment (10%)
$76K
Est. cash at closing
$102K
Monthly payment
$8,908
Annual debt service
$107K
Cash flow needed (1.25×)
$134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Apex Bank · Lender record →
Your business? Claim this record · Request removal
NEXT CHAPTER ENTERPRISES INC in Nashville, TN — $492K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$369K (75%)
Approval → funding
11 days
Approved
3/13/2025
First disbursed
3/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$547K
Est. down payment (10%)
$55K
Est. cash at closing
$73K
Monthly payment
$6,366
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
AUTO RENEW NORTH LLC in Knoxville, TN — $35K (2025) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.24% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approval → funding
45 days
Approved
8/12/2025
First disbursed
9/26/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Specialized Automotive Repair
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
NEXT CHAPTER ENTERPRISES INC in Nashville, TN — $20K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$10K (50%)
Approval → funding
57 days
Approved
3/13/2025
First disbursed
5/9/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$22K
Est. down payment (10%)
$2K
Est. cash at closing
$3K
Monthly payment
$259
Annual debt service
$3K
Cash flow needed (1.25×)
$4K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Duckworth Inc. in Shawnee, KS — $540K (2023) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
5.69% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$405K (75%)
Approval → funding
7 days
Approved
8/31/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
E.G. Moraes Services Inc. in Milpitas, CA — $300K (2023) · purchase · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
13 days
Approved
1/24/2023
First disbursed
2/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,999
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
Shilling Enterprises 29-14, LLC in Jarrell, TX — $125K (2023) · Lincoln Savings Bank
Program
7a General
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$106K (85%)
Approval → funding
7 days
Approved
10/5/2022
First disbursed
10/12/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Lincoln Savings Bank
Your business? Claim this record · Request removal
Chain-Link Automotive Incorporated in Hunt Valley, MD — $975K (2021) · purchase · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$878K (90%)
Approval → funding
38 days
Approved
9/23/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$108K
Est. cash at closing
$149K
Monthly payment
$10,449
Annual debt service
$125K
Cash flow needed (1.25×)
$157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Levans Solutions, LLC in Stockbridge, GA — $774K (2021) · Renasant Bank
Program
7a General
Rate at approval
5.25% variable
Term
306 months
SBA guaranteed
$697K (90%)
Approval → funding
3 days
Approved
8/10/2021
First disbursed
8/13/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Automotive Mechanical and Electrical Repair and Mainte
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
DC Mitchell Holdings LLC in Foley, AL — $300K (2021) · purchase · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$270K (90%)
Approved
7/23/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,293
Annual debt service
$40K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
T & S Holdings Inc in University Place, WA — $744K (2020) · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
67 months
SBA guaranteed
$558K (75%)
Approval → funding
15 days
Approved
1/16/2020
First disbursed
1/31/2020
Loan status
Failed — $613K charged off (9/4/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
J&D Shilling Enterprises, LLC in Austin, TX — $135K (2020) · First National Bank Texas
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$68K (50%)
Approval → funding
20 days
Approved
2/9/2020
First disbursed
2/29/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Unanswered
Industry
General Automotive Repair
Funded by First National Bank Texas
Your business? Claim this record · Request removal
Precision Tune Pflugerville, LLC in Pflugerville, TX — $80K (2020) · First National Bank Texas
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$40K (50%)
Approval → funding
2 days
Approved
9/23/2020
First disbursed
9/25/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by First National Bank Texas
Your business? Claim this record · Request removal

Buying a Precision Tune Auto Care? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Precision Tune Auto Care businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Precision Tune Auto Care purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$300K typical Precision Tune Auto Care loan
11 lenders fund the brand
15 days typical to fund

Buyers researching a Precision Tune Auto Care typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Precision Tune Auto Care record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/precision-tune-auto-care
API:: https://www.capbench.com/api/public/lenders?franchise=precision-tune-auto-care
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.