Home & Trade Services · lender intelligence
How to finance a Rooter-Man
The SBA 7(a) lenders funding the most Rooter-Man deals, ranked from public loan records — typical Rooter-Man loan about $2.5M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Rooter-Man
$2.54M
Typical loan
range $2.54M–$2.54M
$2.82M
Est. purchase price
≈ loan ÷ 90%
$389,136
Cash to close
$282,133 down + fees
$32,857/mo
Typical payment
~9.5% · 10yr
$453,427/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
35 days
Typical time to fund
1
Lenders competing
more = leverage
10.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Rooter-Man
Ranked by funded Rooter-Man loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.104 loans · $100M · Portsmouth, VAFull record →
1+ funded Rooter-Man deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Flawless Fixers LLC in Austin, TX — $2.5M (2024) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 35 days
- Approved
- 11/9/2023
- First disbursed
- 12/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $282K
- Est. cash at closing
- $389K
- Monthly payment
- $29,521
- Annual debt service
- $354K
- Cash flow needed (1.25×)
- $443K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Buying a Rooter-Man? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Rooter-Man businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Rooter-Man purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. TowneBank funds the most. CapBench is not a lender.
- $2.5M typical Rooter-Man loan
- 1 lenders fund the brand
- 35 days typical to fund
Buyers researching a Rooter-Man typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.