Business Services · lender intelligence

How to finance a RSVP

State:

The SBA 7(a) lenders funding the most RSVP deals, ranked from public loan records — typical RSVP loan about $946K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance RSVP

$946K

Typical loan

range $765K–$1.30M

$1.05M

Est. purchase price

≈ loan ÷ 90%

$144,134

Cash to close

$105,111 down + fees

$12,241/mo

Typical payment

~9.5% · 10yr

$168,926/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

7.55%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with RSVP

Ranked by funded RSVP loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.104 loans · $100M · Portsmouth, VAFull record →
2.46 loans · $47M · Asheville, NCFull record →
3.1 loans · $1M · Lincoln, NEFull record →
4.33 loans · $15M · Minneapolis, MNFull record →

5+ funded RSVP deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NC Marketing Group LLC in Raleigh, NC — $946K (2024) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$710K (75%)
Approval → funding
77 days
Approved
9/5/2024
First disbursed
11/21/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$105K
Est. cash at closing
$144K
Monthly payment
$12,765
Annual debt service
$153K
Cash flow needed (1.25×)
$191K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
MARKETING SOLUTIONS DIRECT, INC. in Mason, OH — $1.8M (2023) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
7 days
Approved
7/11/2023
First disbursed
7/18/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Advertising Agencies
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
RSVP SEATTLE TACOMA in Tacoma, WA — $1.3M (2022) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$978K (75%)
Approval → funding
18 days
Approved
5/23/2022
First disbursed
6/10/2022
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$145K
Est. cash at closing
$199K
Monthly payment
$14,645
Annual debt service
$176K
Cash flow needed (1.25×)
$220K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
New Schus, LLC in Greer, SC — $765K (2021) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$689K (90%)
Approval → funding
0 days
Approved
1/6/2021
First disbursed
1/6/2021
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Marketing Consulting Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
RSVP Sarasota in Sarasota, FL — $310K (2021) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$279K (90%)
Approval → funding
21 days
Approved
9/16/2021
First disbursed
10/7/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Direct Mail Advertising
If you were the buyer here
Est. deal size
$344K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,442
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal

Buying a RSVP? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to RSVP businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a RSVP purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. TowneBank funds the most. CapBench is not a lender.

$946K typical RSVP loan
4 lenders fund the brand
21 days typical to fund

Buyers researching a RSVP typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker RSVP record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/rsvp
API:: https://www.capbench.com/api/public/lenders?franchise=rsvp
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.