Fitness & Recreation · lender intelligence
How to finance a Sky Zone
The SBA 7(a) lenders funding the most Sky Zone deals, ranked from public loan records — typical Sky Zone loan about $2.9M, 0% failure rate across 39 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Sky Zone
$2.93M
Typical loan
range $1.80M–$3.77M
$3.26M
Est. purchase price
≈ loan ÷ 90%
$449,751
Cash to close
$325,800 down + fees
$37,942/mo
Typical payment
~9.5% · 10yr
$523,600/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
24
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sky Zone
Ranked by funded Sky Zone loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.18 loans · $24M · Madison, WIFull record →
- 2.168 loans · $205M · Fishers, INFull record →
- 3.116 loans · $120M · Evansville, INFull record →
- 4.88 loans · $96M · Muncie, INFull record →
- 5.3 loans · $7M · Miami, FLFull record →
- 6.31 loans · $44M · Passaic, NJFull record →
- 7.2,539 loans · $965M · Columbus, OHFull record →
- 8.15 loans · $14M · Oakdale, MNFull record →
- 9.868 loans · $362M · Salt Lake City, UTFull record →
- 10.105 loans · $72M · Wilmington, DEFull record →
- 11.138 loans · $276M · Sioux Falls, SDFull record →
- 12.38 loans · $26M · Richmond City, VAFull record →
- 13.52 loans · $50M · Rockville, MDFull record →
- 14.3,264 loans · $846M · Miami, FLFull record →
- 15.33 loans · $54M · Sun Valley, CAFull record →
- 16.9 loans · $13M · Atlanta, GAFull record →
- 17.62 loans · $26M · Oklahoma City, OKFull record →
- 18.7 loans · $3M · Fairfax, VAFull record →
- 19.46 loans · $47M · Asheville, NCFull record →
- 20.4 loans · $2M · Dallas, TXFull record →
39+ funded Sky Zone deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kasoge, LLC in Fairfax, VA — $5.0M (2026) · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 129 months
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Capital Bank, National Association · Lender record →
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- Bounce Partners Inc in Waco, TX — $4.5M (2026) · Community Bank & Trust-West Georgia
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.4M (75%)
- Approved
- 2/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 80
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Community Bank & Trust-West Georgia
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- Integrated Capital Grp L.L.C. in Frederick, MD — $4.5M (2026) · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.4M (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Pathward National Association · Lender record →
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- Five Horizon Corporation in Sewell, NJ — $4.3M (2026) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $3.2M (75%)
- Approved
- 2/8/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
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- DD's Bounce LLC in Henderson, NV — $3.8M (2026) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 129 months
- SBA guaranteed
- $2.8M (75%)
- Approved
- 12/3/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Business Bank · Lender record →
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- SKY ZONE BREA in Brea, CA — $3.8M (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $2.8M (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 62
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Newtek Bank, National Association · Lender record →
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- IOK Partners Inc. in Pearland, TX — $3.7M (2026) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 129 months
- SBA guaranteed
- $2.8M (75%)
- Approved
- 11/17/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Business Bank · Lender record →
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- Sky Zone Los Angeles in Los Angeles, CA — $5.0M (2025) · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 204 days
- Approved
- 3/13/2025
- First disbursed
- 10/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Mission Valley Bank · Lender record →
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- SB CAPITAL RANCH LLC in Spring, TX — $4.5M (2025) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 129 months
- SBA guaranteed
- $3.4M (75%)
- Approval → funding
- 113 days
- Approved
- 7/8/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 74
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Business Bank · Lender record →
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- Take Off Entertainment, LLC in Warner Robins, GA — $3.9M (2025) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 129 months
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 57 days
- Approved
- 7/24/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Business Bank · Lender record →
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- SKY ZONE OF ROCHESTER in Rochester, MN — $3.8M (2025) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 128 months
- SBA guaranteed
- $2.8M (75%)
- Approved
- 8/5/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 53
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by First Merchants Bank · Lender record →
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- HI POINT LLC in Owings Mills, MD — $3.7M (2025) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 130 months
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 36 days
- Approved
- 3/6/2025
- First disbursed
- 4/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Business Bank · Lender record →
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- Sky Zone of Wichita in Wichita, KS — $3.6M (2025) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 136 days
- Approved
- 9/30/2025
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 79
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by First Merchants Bank · Lender record →
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- SIDO GROUP, INC. in Glen Burnie, MD — $3.3M (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 129 months
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 28 days
- Approved
- 8/22/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 68
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Celtic Bank Corporation · Lender record →
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- SENCLUB SB LLC in Moreno Valley, CA — $2.5M (2025) · Platinum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 102 days
- Approved
- 12/27/2024
- First disbursed
- 4/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 78
- Business age
- New Business or 2 years or less
- Industry
- Amusement Arcades
Funded by Platinum Bank · Lender record →
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- ATN Inc in Newark, DE — $1.8M (2025) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 65 days
- Approved
- 9/8/2025
- First disbursed
- 11/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- All Other Amusement and Recreation Industries
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $200K
- Est. cash at closing
- $275K
- Monthly payment
- $22,951
- Annual debt service
- $275K
- Cash flow needed (1.25×)
- $344K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- SkyZone in San Diego, CA — $5.0M (2024) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 18 days
- Approved
- 5/23/2024
- First disbursed
- 6/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- All Other Amusement and Recreation Industries
Funded by First Internet Bank of Indiana · Lender record →
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- UNLIMITED FUN LLC in Schaumburg, IL — $3.4M (2024) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 9 days
- Approved
- 9/21/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Amusement and Theme Parks
Funded by Old National Bank · Lender record →
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- Atlow Group Incorporated in Virginia Beach, VA — $2.5M (2024) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 49 days
- Approved
- 4/4/2024
- First disbursed
- 5/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal
- Skyzone Las Cruces Inc. in Las Cruces, NM — $1.4M (2024) · Ocean Bank
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approved
- 10/26/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- New Business or 2 years or less
- Industry
- All Other Amusement and Recreation Industries
Funded by Ocean Bank
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Buying a Sky Zone? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sky Zone businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sky Zone purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Business Bank funds the most. CapBench is not a lender.
- $2.9M typical Sky Zone loan
- 0% failure rate (FY20–23)
- 24 lenders fund the brand
- 28 days typical to fund
Buyers researching a Sky Zone typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.