Education & Childcare · lender intelligence
How to finance a Sylvan Learning Centers in Texas
The SBA 7(a) lenders funding the most Sylvan Learning Centers deals in Texas, from public loan records — typical Sylvan Learning Centers loan about $203K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Sylvan Learning Centers in Texas
$227K
Typical loan
range $148K–$924K
$252K
Est. purchase price
≈ loan ÷ 90%
$33,705
Cash to close
$25,200 down + fees
$3,320/mo
Typical payment
~12.5% · 10yr
$45,816/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
31 days
Typical time to fund
8
Lenders competing
more = leverage
9.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sylvan Learning Centers in Texas
Ranked by funded Sylvan Learning Centers loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.24 loans · $21M · Raleigh, NCFull record →
- 3.168 loans · $205M · Fishers, INFull record →
- 4.1 loans · $0M · San Antonio, TXFull record →
- 5.1,296 loans · $1.4B · Wilmington, NCFull record →
- 6.318 loans · $229M · Osage Beach, MOFull record →
- 7.7 loans · $3M · Muskogee, OKFull record →
- 8.4 loans · $2M · Little Rock, ARFull record →
15+ funded Sylvan Learning Centers in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lubbock Learning Services LLC in Lubbock, TX — $3.2M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $357K
- Est. cash at closing
- $494K
- Monthly payment
- $39,287
- Annual debt service
- $471K
- Cash flow needed (1.25×)
- $589K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Norita's Guiding Star Education LLC in Houston, TX — $100K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 6 days
- Approved
- 2/13/2026
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Live Oak Banking Company · Lender record →
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- Lubbock Learning Services LLC in Lubbock, TX — $100K (2026) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,280
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Sylvan Learning of Energy Corridor in Houston, TX — $200K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 56 days
- Approved
- 6/25/2025
- First disbursed
- 8/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Smolly Brands LLC in Houston, TX — $2.1M (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approved
- 5/21/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 61
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $231K
- Est. cash at closing
- $318K
- Monthly payment
- $26,043
- Annual debt service
- $313K
- Cash flow needed (1.25×)
- $391K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Watten, LLC in Fort Worth, TX — $460K (2024) · purchase · Armstrong Bank
- Program
- 7a General
- Rate at approval
- 9.999% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $345K (75%)
- Approval → funding
- 31 days
- Approved
- 12/8/2023
- First disbursed
- 1/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $511K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $68K
- Monthly payment
- $7,636
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Armstrong Bank · Lender record →
Your business? Claim this record · Request removal
- CR Thomas LLC in Conroe, TX — $263K (2024) · Bank OZK
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $197K (75%)
- Approval → funding
- 35 days
- Approved
- 12/14/2023
- First disbursed
- 1/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Bank OZK · Lender record →
Your business? Claim this record · Request removal
- Smolly Brands LLC in Houston, TX — $100K (2024) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 5/21/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 61
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,392
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- P&A Learning Services Inc. in Fort Worth, TX — $1.3M (2023) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 98 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 14 days
- Approved
- 9/14/2023
- First disbursed
- 9/28/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 82
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by First Internet Bank of Indiana · Lender record →
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- Quila A & A, Inc. in Baytown, TX — $924K (2023) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $693K (75%)
- Approval → funding
- 7 days
- Approved
- 10/24/2022
- First disbursed
- 10/31/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Lovin SLC, Inc. in Schertz, TX — $240K (2023) · purchase · Security Service FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $204K (85%)
- Approval → funding
- 21 days
- Approved
- 1/13/2023
- First disbursed
- 2/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Educational Support Services
If you were the buyer here
- Est. deal size
- $267K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $2,976
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security Service FCU · Lender record →
Your business? Claim this record · Request removal
- A TEAM LEARNING LLC in Houston, TX — $150K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 36 days
- Approved
- 9/14/2023
- First disbursed
- 10/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Lovin SLC, Inc. in San Antonio, TX — $227K (2021) · purchase · Security Service FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $204K (90%)
- Approval → funding
- 50 days
- Approved
- 8/18/2021
- First disbursed
- 10/7/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Educational Support Services
If you were the buyer here
- Est. deal size
- $252K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $2,433
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security Service FCU · Lender record →
Your business? Claim this record · Request removal
- IdeaLearning LLC in Irving, TX — $148K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $125K (85%)
- Approved
- 1/6/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
- IdeaLearning LLC in Irving, TX — $148K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $133K (90%)
- Approval → funding
- 23 days
- Approved
- 2/2/2021
- First disbursed
- 2/25/2021
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Sylvan Learning Centers in Texas? Start with a lender that funds them here
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Sylvan Learning Centers loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sylvan Learning Centers purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $203K typical Sylvan Learning Centers loan
- 8 lenders active in Texas
- 15+ funded Texas deals
- 31 days typical to fund
Buyers buying a Sylvan Learning Centers in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.