Home & Trade Services · lender intelligence
How to finance a T.A.C.T.
The SBA 7(a) lenders funding the most T.A.C.T. deals, ranked from public loan records — typical T.A.C.T. loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance T.A.C.T.
$150K
Typical loan
range $88K–$150K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
18 days
Typical time to fund
2
Lenders competing
more = leverage
10.16%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with T.A.C.T.
Ranked by funded T.A.C.T. loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
8+ funded T.A.C.T. deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Weston Wolf in Denver, CO — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 12/16/2024
- First disbursed
- 1/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Site Renew LLC in Guntersville, AL — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 17 days
- Approved
- 1/28/2025
- First disbursed
- 2/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- BO&BR LLC in North Las Vegas, NV — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 60 days
- Approved
- 2/24/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SIMPLE BIOHAZARD SOLUTIONS LLC in Katy, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 3/28/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Metro Detroit Biohazards and Remediation LLC in Novi, MI — $88K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (85%)
- Approval → funding
- 27 days
- Approved
- 10/11/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Waste Management Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Metro Detroit Biohazards and Remediation LLC in Novi, MI — $31K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $26K (85%)
- Approval → funding
- 10 days
- Approved
- 10/28/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Waste Management Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- The Lesaffre Group LLC in Phoenix, AZ — $159K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $119K (75%)
- Approval → funding
- 9 days
- Approved
- 11/1/2022
- First disbursed
- 11/10/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- The Lesaffre Group LLC in Phoenix, AZ — $20K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 31 days
- Approved
- 11/1/2022
- First disbursed
- 12/2/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a T.A.C.T.? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to T.A.C.T. businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a T.A.C.T. purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $150K typical T.A.C.T. loan
- 2 lenders fund the brand
- 18 days typical to fund
Buyers researching a T.A.C.T. typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.